4646 E Spruce Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 4646 E Spruce Dr, Dunnellon, FL 34434

Property Summary

Property TypeResidential Vacant Land
Lot Size0.874 acres (38,077 sqft)
OwnerIndividual Name on Record
Last Sale$1,600 (Jan 1971)
Tax Bill$278 (2025)
Deeds & MortgagesFeb 2023 Transfer
May 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN2417S19E00100490

Property Details

APN / Parcel Number

Primary APN2417S19E00100490
Alternative APNs
  • 19E-17S-24-0010-00000-0490
  • 19E-17S-24-0010-049.0
  • 1572681

Exterior

Lot Area38,077 sqft (0.874 acres)
Lot Dimensions200 ft deep x 200 ft wide

Location & Zoning

Account Number1572681
Street Address4646 E SPRUCE DR
CityDUNNELLON
StateFL
Zip34434-4748
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeCLR
Legal DescriptionWITHLACOOCHEE HOMES PB 2 PG 179 LOTS 49 & 50
Legal Range19E
Legal Township17S
Legal Section24
Legal SubdivisionWITHLACOOCHEE HOMES
Legal Lot Number49,50
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1049
Census Tract450106

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address701 60TH ST S, GULFPORT, FL 33707-2420
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 3, 2019Warranty Deed, Transfer · Conventional Mortgage
PETER & ROBIN MASSAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1971 · Amount on Record
Deed SaleJan 1, 1971 · Amount on Record
Deed Book / Page427 / 798
Last Transfer DateDec 10, 2014
Transfer Doc0026610919
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateFeb 2, 2023
Property Address4646 E SPRUCE DR, DUNNELLON, FL 34434-4748
Document Number0033521480
Book / Page3352 / 1480
Map ReferenceMB 2 PG 179
Instrument DateJan 26, 2023
Instrument2023006131
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address701 60TH ST S, GULFPORT, FL 33707-2420

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 60TH ST S, GULFPORT, FL 33707-2420

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 3, 2019
Property Address4646 E SPRUCE DR, DUNNELLON, FL 34434-4748
Document Number0029731344
Book / Page002973 / 001344
Instrument DateMay 3, 2019
Instrument22568
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyFIRST INT'L TITLE-INVERNESS BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address96 CRAIG ST #112-110 EAST ELLIJAY GA 305408609, 112-11, EAST ELLIJAY, GA 30540-8609

Mortgage

Document Number29731347
DateMay 3, 2019
Book Page002973/001347
Instrument22569
Lender
NamePETER & ROBIN MASSAS
Address11820 NE HIGHWAY 314, SILVER SPRINGS, FL 34488-2441
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMay 2, 2022
Interest
Rate5.75%

Mortgage

Document Number29731351,
DateMay 3, 2019
Book Page002973/001351
Instrument22570
Lender
NameGLEN & CINDY DURANT
Address96 CRAIG ST # 112-15, EAST ELLIJAY, GA 30540-8609
Agreement
AmountAmount Recorded
Term60 Months
DueMay 2, 2024
Interest
Rate TypeFixed Rate
Rate9%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$278.00 (+14.88%)$19,000 (-) Land $19,000$19,000 (-) Land $19,000
2024$242.00 (+4.31%)$19,000 (-) Land $19,000$19,000 (-) Land $19,000
2023$232.00 (+32.57%)$19,000 (+59.66%) Land $19,000$19,000 (+59.66%) Land $19,000
2022$175.00$11,900 Land $11,900$11,900 Land $11,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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