Oakland County property record for 4646 Covington Ct, Rochester, MI 48306
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,767 sqft · built 1995 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2017) |
| Tax Bill | $2,717 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-30-454-007 |
| Primary APN | N-10-30-454-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,767 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Basement Area | 1,209 sqft |
| Unfinished Basement | 1,209 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 353 sqft |
| Patio Area | 353 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4646 COVINGTON CT |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-1481 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 30 OAKLAND COUNTY CONDOMINIUM PLAN NO 838 VILLAGES OF COUNTRY CREEK UNIT 91 L 14191 P 843 6-28-94 FR 476-003 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 91 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 190700 |
4646 Covington Ct, a condominium, is owned and occupied by two individuals who acquired it in August 2017.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4646 COVINGTON CT, ROCHESTER, MI 48306-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 11, 2017 | Quit Claim Deed, Transfer TITLE RESOURCE AGENCY |
| Aug 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | Sep 30, 2013 · Amount on File |
| Deed Document Number | 2017144199 |
| Deed Book / Page | 50921 / 887 |
| Last Transfer Date | Aug 3, 2017 |
| Transfer Doc | 0000188342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4646 COVINGTON CT, ROCHESTER, MI 48306-1481 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4646 COVINOTON CT, ROCHESTER, MI 48306-1481 |
| Document Number | 0000077891 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 55954/1 |
| Instrument | 77891 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4646 COVINGTON CT, ROCHESTER, MI 48306-1481 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4646 COVINGTON CT, ROCHESTER HILLS, MI 48306-1481 |
| Document Number | 0000365530 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 57678/852 |
| Instrument | 365530 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4646 COVINGTON CT, ROCHESTER, MI 48306-1481 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4646 COVINOTON CT, ROCHESTER, MI 48306-1481 |
| Document Number | 0000167685 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 54698/577 |
| Instrument | 167685 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 11, 2017 |
| Property Address | 4646 COVINGTON CT, ROCHESTER, MI 48306-1481 |
| Document Number | 0000188342 |
| Book / Page | 051163 / 000854 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 188342 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2017 |
| Title Company | TITLE RESOURCE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4646 COVINGTON CT ROCHESTER MI 483061481, ROCHESTER, MI 48306-1481 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 1, 2017 |
| Property Address | 4646 COVINGTON CT, ROCHESTER, MI 48306-1481 |
| Document Number | 0000144199 |
| Book / Page | 50921 / 00887 |
| Map Reference | LB 14191 PG 843-893 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 144199 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4646 COVINGTON CT, 4646, ROCHESTER, MI 48306-1481 |
| Name | Verified Name |
|---|---|
| Address | 1446 HAWKEYE, ROCHESTER HILLS, MI 48307-2470 |
| Document Number | 0000144794 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 144794 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 4646 Covington Ct was $2,717 with a homeowner's exemption, down 33% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,717.00 (-33.01%) Homeowner's exemption | $205,030 | $410,060 |
| 2024 | $4,056.00 | ||
| 2023 | $166,460 | $332,920 | |
| 2021 | $3,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4646 Covington Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4646 Covington Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures