DeKalb County property record for 4646 Co Rd 16, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,909 sqft · built 1958 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,659 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-25-200-001.000-018 |
| Primary APN | 17-02-25-200-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,909 sqft Living Area |
| 1st Floor Area | 3,909 sqft |
| Basement Area | 1,095 sqft |
| Unfinished Basement | 1,095 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 3,484,800 sqft (80 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100225200001 |
|---|---|
| Street Address | 4646 COUNTY ROAD 16 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W1/2 NE1/4 SECTION 25 TWP 35 RANGE 13 ACRES 80.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 20100 |
4646 Co Rd 16, a rural home, is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4646 COUNTY ROAD 16, WATERLOO, IN 46793-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4646 Co Rd 16 was $4,659, up 5% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,659.00 (+5%) | $667,100 (+3.57%) Land $166,900 Building $500,200 | $667,100 (+3.57%) Land $166,900 Building $500,200 |
| 2024 | $4,437.00 (+9.69%) | $644,100 (+5.3%) Land $159,400 Building $484,700 | $644,100 (+5.3%) Land $159,400 Building $484,700 |
| 2023 | $4,045.00 (-16.41%) | $611,700 (+16.76%) Land $136,600 Building $475,100 | $611,700 (+16.76%) Land $136,600 Building $475,100 |
| 2022 | $4,839.00 | $523,900 Land $110,800 Building $413,100 | $523,900 Land $110,800 Building $413,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4646 Co Rd 16 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4646 Co Rd 16 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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