4646 Berta Rd, Memphis, TN 38109 Property Records

Shelby County property record for 4646 Berta Rd, Memphis, TN 38109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1964
Lot Size	0.231 acres (10,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Mar 1998)
Tax Bill	$664 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-6073-0-0045`

Property Details

APN / Parcel Number

Primary APN	`07-6073-0-0045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Utility Area	66 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,050 sqft (0.231 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Parking Spaces	4 Parking Spaces
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4646 BERTA RD
City	MEMPHIS
State	TN
Zip	38109-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SEE MAP 213 B
Legal Subdivision	WHITECAP TERRACE
Legal Lot Number	180
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	22322

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4646 BERTA RD, MEMPHIS, TN 38109-5906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 23, 2017	Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 1998 · Amount on Record
Deed Sale	Mar 12, 1998 · Amount on Record
Deed Document Number	1998HF-3330
Prior Transfer Date	Feb 13, 1998
Prior Transfer Doc	0000003333
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4646 BERTA RD, MEMPHIS, TN 38109-5906
Document Number	0000014435
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 BERTA RD MEMPHIS TN 381095906, MEMPHIS, TN 38109-5906

Mortgage

Document Number	0000014435
Date	Feb 13, 2019
Instrument	14435

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 12, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	4646 BERTA RD, MEMPHIS, TN 38109-5906
Document Number	0000014434
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 BERTA RD MEMPHIS TN 381095906, MEMPHIS, TN 38109-5906

Mortgage

Document Number	0000014434
Date	Feb 13, 2019
Instrument	14434

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 12, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$664.00 (-32.79%)	$24,700 (+52.23%) Land $3,875 Building $20,825	$98,800 (+52.23%) Land $15,500 Building $83,300
2023		$16,225 Land $2,775 Building $13,450
2022	$988.00
2021			$64,900 Land $11,100 Building $53,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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