4646 Beringer Dr, La Fayette, IN 47909 Property Records

Tippecanoe County property record for 4646 Beringer Dr, La Fayette, IN 47909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 2020
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$352,702 (Apr 2025)
Tax Bill	$2,307 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`79-11-16-429-001.000-031`

Property Details

APN / Parcel Number

Primary APN	`79-11-16-429-001.000-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,624 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4646 BERINGER DR
City	LAFAYETTE
State	IN
Zip	47909-6985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HICKORY RIDGE SD PH 3 SEC 1 LOT 15
Legal Subdivision	HICKORY RIDGE SD
Legal Lot Number	15
Jurisdiction	TIPPECANOE IN
Township / Civil Division	WEA
Census Block Group	3
Census Block	3000
Census Tract	10700

Owner

4646 Beringer Dr is owned and occupied by an individual who bought it in April 2025.

Source: Tippecanoe County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · VA Mortgage XPERT HOME LENDING INC
Sep 1, 2022	Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Sep 1, 2022	Warranty Deed, Transfer
Mar 25, 2021	Warranty Deed, Transfer ARVEST MTG
Jun 5, 2020	Deed of Trust, Mortgage RUOFF MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	20255429
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026000428
Date	Jan 12, 2026
Instrument	202626000428

Lender

Name	XPERT HOME LENDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Sep 1, 2022
Property Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985
Document Number	0022015962
Map Reference	PB 10 PG 80
Instrument Date	Aug 19, 2022
Instrument	202222015962
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985

Mortgage

Document Number	0022015963
Date	Sep 1, 2022
Instrument	202222015963

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Sep 1, 2022
Property Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985
Document Number	0022015961
Map Reference	BK 10 PG 80
Instrument Date	Aug 8, 2022
Instrument	202222015961
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, IN

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Mar 25, 2021
Property Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985
Document Number	0000006904
Instrument Date	Mar 22, 2021
Instrument	6904
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	METROPOLITAN TITLE/IN-LAFAYETTE, METROPOLITAN TITLE/IN-LAFAYETT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 BERINGER DR LAFAYETTE IN 479096985, LAFAYETTE, IN 47909-6985

Mortgage

Document Number	6905
Date	Mar 25, 2021
Instrument	6905

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	4646 BERINGER DR, LAFAYETTE, IN 47909-6985
Document Number	0000011628
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 BERINGER DR LAFAYETTE IN 47909, LAFAYETTE, IN 47909

Mortgage

Document Number	0000011628
Date	Jun 25, 2020
Instrument	11628

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Wea Township
Unified School District	Tippecanoe School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,000 Land $50,000 Building $168,000	$218,000 Land $50,000 Building $168,000
2024	$2,307.00 (+6.71%)
2023	$2,162.00 (+6.35%)	$292,500 (+7.93%) Land $50,000 Building $242,500	$292,500 (+7.93%) Land $50,000 Building $242,500
2022	$2,033.00	$271,000 Land $50,000 Building $221,000	$271,000 Land $50,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4646 Beringer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4646 Beringer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Tipmont REMC.

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