4645 Willow Bend Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 4645 Willow Bend Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,580 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (May 2016)
Tax Bill	$116 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-37-31-03-A-68`

Property Details

APN / Parcel Number

Primary APN	`26-37-31-03-A-68`
Alternative APNs	`26-37-31-03-0000A.0-0068.00` `2610413`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,580 sqft Living Area
Gross Area	3,069 sqft
1st Floor Area	2,580 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	160 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	468 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2610413
Street Address	4645 WILLOW BEND DR
City	MELBOURNE
State	FL
Zip	32935-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	WICKHAM FOREST PHASE 3 LOT 68 BLOCK A
Legal Range	37E
Legal Township	26S
Legal Section	31
Legal Subdivision	WICKHAM FOREST PHASE 3
Legal Phase	3
Legal Block	A
Legal Lot Number	68
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1020
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Prior Sale	Apr 6, 2004 · Amount on Record
Deed Document Number	201683874
Deed Book / Page	7606 / 2974
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	0059240422
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Nov 20, 2023
Property Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151
Document Number	0099351976
Book / Page	9935 / 1976
Map Reference	MB 36 PG 61&62
Instrument Date	Oct 11, 2023
Instrument	2023244714
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151

Mortgage

Document Number	0098921208
Date	Sep 21, 2023
Book Page	9892/1208
Instrument	2023201903

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Sep 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151

Mortgage

Document Number	0091042568
Date	Apr 29, 2021
Book Page	9104/2568
Instrument	2021110479

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 WILLOW BEND DR, MELBOURNE, FL 32935-7151

Mortgage

Document Number	0088452220
Date	Sep 3, 2020
Book Page	8845/2220
Instrument	2020191807

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,600 (+2.7%)	$385,880 (-5.47%)
2025	$116.00 (+2.65%) Veteran's exemption	$300,490 (+5.98%)	$408,190 (-2.12%)
2024	$113.00 (+2.73%)
2023	$110.00 (+3.77%) Disabled Person's exemption Veteran's exemption	$283,530 (+3%)	$417,020 (+5.45%) Land $75,000 Building $342,020
2022	$106.00 Disabled Person's exemption Veteran's exemption	$275,280	$395,470 Land $72,000 Building $323,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	22 (1995–2024)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

Nearby Properties on Willow Bend Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures