Richmond City property record for 4645 Stuart Ave, Richmond, VA 23226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,194 sqft · built 1952 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Feb 2019) |
| Tax Bill | $6,852 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| APN | W-019-0260-001 |
| Primary APN | W-019-0260-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Upper Floors Area | 720 sqft |
| Basement Area | 940 sqft |
| Finished Basement | 534 sqft |
| Unfinished Basement | 406 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4645 STUART AVE |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 SINGLE |
| Legal Description | COLONIAL PL ANNEX L1-2 B8; 0050.00X0135.00 0000.155 AC |
| Legal Subdivision | COLONIAL PLAT ANNEX |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 50200 |
4645 Stuart Ave is owned and occupied by an individual who bought it in February 2019.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4645 STUART AVE, RICHMOND, VA 23226-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on File |
| Deed Sale | Feb 19, 2019 · Amount on File |
| Prior Sale | May 26, 2010 · Amount on File |
| Deed Document Number | 20193048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 4645 STUART AVE, RICHMOND, VA 23226-1316 |
| Document Number | 0000004640 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4645 STUART AVE RICHMOND VA 232261316, RICHMOND, VA 23226-1316 |
| Document Number | 0000004640 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 4640 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 27, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Feb 19, 2019 |
| Property Address | 4645 STUART AVE, RICHMOND, VA 23226-1316 |
| Document Number | 0000003048 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 3048 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4645 STUART AVE RICHMOND VA 232261316, RICHMOND, VA 23226-1316 |
| Document Number | 3049 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 3049 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 4645 STUART AVE, RICHMOND, VA 23226-1316 |
| Document Number | 0000002078 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002078 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2078 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 4645 Stuart Ave was $6,852, up 8.8% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,852.00 (+8.76%) | $571,000 Land $265,000 Building $306,000 | $571,000 Land $265,000 Building $306,000 |
| 2025 | $6,300.00 | ||
| 2024 | $516,000 Land $265,000 Building $251,000 | ||
| 2023 | $516,000 Land $265,000 Building $251,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4645 Stuart Ave; there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4645 Stuart Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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