DeKalb County property record for 4645 Stone Ln, Stone Mountain, GA 30083
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,163 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Mar 2004) |
| Tax Bill | $5,671 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-093-12-006 |
| Primary APN | 18-093-12-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,163 sqft Living Area |
| Gross Area | 4,950 sqft |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 1,356 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 450 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4645 STONE LN |
|---|---|
| City | STONE MOUNTAIN |
| State | GA |
| Zip | 30083-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | HEATHSTONE MANOR PH-1 LOT 19 8-23-02 14 X 48 X 123 X 40 X 23 X 129 . . . . . . . . . . . . 0.18AC |
| Legal Subdivision | HEARTHSTONE MANOR PH 01 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | STONE MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21908 |
4645 Stone Ln is owned and occupied by two individuals who bought it in March 2004.
Source: DeKalb County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2004 · Amount on File |
| Deed Sale | Mar 22, 2004 · Amount on File |
| Deed Book / Page | 15931 / 620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Apr 2, 2026 |
| Property Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Document Number | 0000038183 |
| Book / Page | 32514 / 361 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202638183 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Document Number | 0325140361, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 32514/361 |
| Instrument | 202638183 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Document Number | 0299070001 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 0000029907/0000000001 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4645 STONE LN, STONE MOUNTAIN, GA 30083-2542 |
| Document Number | 0310580508 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 0000031058/0000000508 |
| Instrument | 2023093141 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 4645 Stone Ln was $5,671 with a homeowner's exemption.
Source: DeKalb County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,671.00 Homeowner's exemption | $174,440 Land $34,888 Building $139,552 | $436,100 Land $87,220 Building $348,880 |
| 2023 | $5,410.00 (+3.48%) Homeowner's exemption | $175,840 (+14.75%) Land $36,000 Building $139,840 | $439,600 (+14.75%) Land $90,000 Building $349,600 |
| 2022 | $5,228.00 | $153,240 Land $20,000 Building $133,240 | $383,100 Land $50,000 Building $333,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4645 Stone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4645 Stone Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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