Jefferson County property record for 4645 Schenk Rd, Barnhart, MO 63012
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,284 sqft · built 2003 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,300 (Sep 2020) |
| Tax Bill | $2,147 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-9.0-30.0-4-002-039.01 |
| Primary APN | 08-9.0-30.0-4-002-039.01 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,684 sqft |
| 1st Floor Area | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4645 SCHENK RD |
|---|---|
| City | BARNHART |
| State | MO |
| Zip | 63012-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR2 |
| Legal Description | SCHENK ESTS & PT SEC BDRY ADJ LOT 3B |
| Legal Range | 5E |
| Legal Township | 42N |
| Legal Section | 30 |
| Legal Subdivision | SCHENK ESTS |
| Legal Block | 4 |
| Legal Lot Number | 3B |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | IMPERIAL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 700604 |
4645 Schenk Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4645 SCHENK RD, BARNHART, MO 63012-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION |
| Sep 2, 2020 | Warranty Deed, Transfer GUILD MTG |
| May 18, 2018 | Loan Modification, Mortgage MIDWEST BANKCENTRE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Deed Document Number | 202032301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 4645 SCHENK RD, BARNHART, MO 63012-1631 |
| Document Number | 0000010867 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202610867 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4645 SCHENK RD, BARNHART, MO 63012-1631 |
| Document Number | 0000010867, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202610867 |
| Name | WEST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 2, 2020 |
| Property Address | 4645 SCHENK RD, BARNHART, MO 63012-1631 |
| Document Number | 0000032301 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 32301 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | TRUE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4645 SCHENK RD BARNHART MO 630121631, BARNHART, MO 63012-1631 |
| Document Number | 32302 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 32302 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4645 SCHENK RD, BARNHART, MO 63012-1631 |
| Document Number | 0000015608 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4645 SCHENK RD BARNHART MO 630121631, BARNHART, MO 63012-1631 |
| Document Number | 0000015608 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 15608 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4645 Schenk Rd was $2,147, up 7.2% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,600 (-) Land $2,100 Building $29,500 | $166,400 (-) Land $11,000 Building $155,400 | |
| 2025 | $2,147.00 (+7.24%) | $31,600 Land $2,100 Building $29,500 | $166,400 (-) Land $11,000 Building $155,400 |
| 2024 | $2,002.00 (-0.1%) | $166,400 (+7.7%) Land $11,000 Building $155,400 | |
| 2023 | $2,004.00 | $29,400 Land $2,100 Building $27,300 | $154,500 Land $11,000 Building $143,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4645 Schenk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4645 Schenk Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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