4645 Rosebud St, Cocoa, FL 32927 Property Records

Brevard County property record for 4645 Rosebud St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-62-10`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-62-10`
Alternative APNs	`23-35-23-JM-00062.0-0010.00` `2309380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	1,418 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	132 sqft
Porch	Screened/Unfinished Porch
Porch Area	60 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2309380
Street Address	4645 ROSEBUD ST
City	COCOA
State	FL
Zip	32927-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 10 BLK 62
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	62
Legal Lot Number	10
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1019
Census Tract	62109

Owner

4645 Rosebud St is owned and occupied by an individual who acquired it in September 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4645 ROSEBUD ST, COCOA, FL 32927-8252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2018
Transfer Doc	0082742468
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4645 ROSEBUD ST, COCOA, FL 32927-8252
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 CASONA LN 7103, 7103, MELBOURNE, FL 32940-7580

Mortgage

Document Number	0105581593
Date	Feb 27, 2026
Book Page	10558/1593
Instrument	2026040476

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 1, 2018
Property Address	4645 ROSEBUD ST, COCOA, FL 32927-8252
Document Number	0082742468
Book / Page	008274 / 002468
Instrument Date	Sep 24, 2018
Instrument	219699
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 ROSEBUD ST COCOA FL 329278252, COCOA, FL 32927-8252

Tax Assessment & Valuation

The 2025 property tax bill for 4645 Rosebud St was $2,351 with a homeowner's exemption, up 8.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,390 (+2.7%)	$225,600 (-0.36%)
2025	$2,351.00 (+8.44%) Homeowner's exemption	$164,940	$226,410
2024	$2,168.00 (+1.93%)
2023	$2,127.00 (+6.88%) Homeowner's exemption	$155,640 (+3%)	$224,670 (+5.42%) Land $52,000 Building $172,670
2022	$1,990.00 Homeowner's exemption	$151,110	$213,120 Land $46,000 Building $167,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4645 Rosebud St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (2004–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4645 Rosebud St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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