4645 Ridge Dr, Pueblo, CO 81008 Property Records

Pueblo County property record for 4645 Ridge Dr, Pueblo, CO 81008

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,440 sqft · built 1994
Lot Size	0.206 acres (8,960 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2022)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`511418041`

Property Details

APN / Parcel Number

Primary APN	`511418041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,320 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	112 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4645 RIDGE DR
City	PUEBLO
State	CO
Zip	81008-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 41 BLK 101 SKYLINE PARK NO 1
Legal Subdivision	NORTH PUEBLO,SAWYER,EAGLERIDGE
Legal Block	101
Legal Lot Number	41
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO
Census Block Group	1
Census Block	1000
Census Tract	2919

Owner

4645 Ridge Dr is owned and occupied by an individual who bought it in March 2022.

Source: Pueblo County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	4645 RIDGE DR, PUEBLO, CO 81008-1866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS FCS INC
Mar 28, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Sep 12, 2016 · Amount on File
Deed Document Number	20222270176
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	4645 RIDGE DR, PUEBLO, CO 81008-1866
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002198617
Date	Oct 29, 2020
Instrument	2198617

Lender

Name	MORTGAGE SOLUTIONS FCS INC
Address	WALNUT CREEK, CA 94598

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Mar 28, 2022
Property Address	4645 RIDGE DR, PUEBLO, CO 81008-1866
Document Number	0002270176
Instrument Date	Mar 25, 2022
Instrument	2270176
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4645 RIDGE DR, 4645, PUEBLO, CO 81008-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 RIDGE DR, PUEBLO, CO 81008-1866

Mortgage

Document Number	0002270177
Date	Mar 28, 2022
Instrument	2270177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4645 Ridge Dr was $2,901, up 29.3% from the year before.

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Municipality	Pueblo City
Unified School District	Pueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+29.34%)	$24,380 (+6.37%)	$737,416 Land $42,500 Building $694,916
2024	$2,243.00 (-1.06%)	$22,920 (-13.87%) Land $2,453 Building $20,467
2023	$2,267.00 (+27.29%)	$26,610 (+48.25%) Land $2,850 Building $23,760	$397,099 (+53.72%) Land $42,500 Building $354,599
2022	$1,781.00	$17,950 Land $2,780 Building $15,170	$258,324 Land $40,000 Building $218,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4645 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4645 Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO BOARD OF WW serves 114,070 people · EPA ID CO0151500
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
Kellin Communications Fixed Wireless	100 / 50

May also be available: CenturyLink.

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