4645 Prospect Dr, Morganton, NC 28655 Property Records

Burke County property record for 4645 Prospect Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1984
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,620 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1781737802`

Property Details

APN / Parcel Number

Primary APN	`1781737802`
Alternative APN	`36590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,124 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	160 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	152 sqft
Gazebo	1 sqft
Pole Barn	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1781737802
Street Address	4645 PROSPECT DR
City	MORGANTON
State	NC
Zip	28655-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4645 PROSPECT DR MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1000
Census Tract	20304

Owner

Source: Burke County records · APN 1781737802

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4645 PROSPECT DR, MORGANTON, NC 28655-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 1998
Deed Sale	Feb 12, 1998
Deed Document Number	0008941920
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+3.78%)	$233,354 (-) Land $19,506 Building $213,848	$233,354 (-) Land $19,506 Building $213,848
2023	$1,561.00	$233,354 Land $19,506 Building $213,848	$233,354 Land $19,506 Building $213,848

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.