4645 Pal Mal Ave, El Monte, CA 91731 Property Records

Los Angeles County property record for 4645 Pal Mal Ave, El Monte, CA 91731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1951
Lot Size	0.119 acres (5,195 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 1995)
Tax Bill	$4,979 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8576-004-025`

Property Details

APN / Parcel Number

Primary APN	`8576-004-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,195 sqft (0.119 acres)
Lot Dimensions	70 ft deep x 71 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	4645 PAL MAL AVE
City	EL MONTE
State	CA
Zip	91731-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1A*
Legal Description	TRACT NO 17213 LOT 82
Legal Subdivision	17213
Legal Tract	17213
Legal Block	3
Legal Lot Number	82
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3004
Census Tract	432300

Owner

4645 Pal Mal Ave is owned and occupied by an individual who bought it in May 1995.

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4645 PAL MAL AVE, EL MONTE, CA 91731-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jun 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 1995 · Amount on File
Deed Sale	May 17, 1995 · Amount on File
Deed Document Number	1995785561
Prior Transfer Date	Mar 17, 1995
Prior Transfer Doc	0000785560
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4645 PAL MAL AVE, EL MONTE, CA 91731-1259
Document Number	0000559533
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 PAL MAL AVE EL MONTE CA 917311259, EL MONTE, CA 91731-1259

Mortgage

Document Number	0000559533
Date	Jun 13, 2019
Instrument	559533

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.76%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4645 PAL MAL AVE, EL MONTE, CA 91731-1259
Document Number	0000559534
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 PAL MAL AVE EL MONTE CA 917311259, EL MONTE, CA 91731-1259

Mortgage

Document Number	0000559534
Date	Jun 13, 2019
Instrument	559534

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.76%

Tax Assessment & Valuation

The 2025 property tax bill for 4645 Pal Mal Ave was $4,979.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,814 (+1.99%) Land $204,505 Building $130,309
2025	$4,979.00	$328,271 Land $200,508 Building $127,763
2023	$4,694.00 (+4.43%)	$315,525 Land $192,723 Building $122,802
2022	$4,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4645 Pal Mal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4645 Pal Mal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GSWC-SOUTH ARCADIA private · serves 27,430 people · EPA ID CA1910212
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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