El Paso County property record for 4645 Mesa Top Dr, Monument, CO 80132
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.25 ba · 4,081 sqft · built 2023 |
| Lot Size | 0.244 acres (10,626 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,204,457 (Dec 2023) |
| Tax Bill | $8,047 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71294-01-023 |
| Primary APN | 71294-01-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,081 sqft Living Area |
| Gross Area | 6,099 sqft |
| 1st Floor Area | 2,297 sqft |
| Basement Area | 2,297 sqft |
| Finished Basement | 1,784 sqft |
| Unfinished Basement | 513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,626 sqft (0.244 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 937 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 328 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R7129401023 |
|---|---|
| Street Address | 4645 MESA TOP DR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-7203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 2 FOREST LAKES FIL NO 7 |
| Legal Subdivision | FOREST LAKES FIL NO 7 |
| Legal Lot Number | 2 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | MONUMENT |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 3712 |
Source: El Paso County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4645 MESA TOP DR, MONUMENT, CO 80132-7203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 6, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 27, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Prior Sale | May 1, 2023 · Amount on Record |
| Deed Document Number | 2023104161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 4645 MESA TOP DR, MONUMENT, CO 80132-7203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4645 MESA TOP DR, MONUMENT, CO 80132-7203 |
| Investor | Possibly a Property Investor |
| Document Number | 0000088610 |
|---|---|
| Date | Nov 6, 2024 |
| Instrument | 224088610 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Dec 27, 2023 |
| Property Address | 4645 MESA TOP DR, MONUMENT, CO 80132-7203 |
| Document Number | 0000104161 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 223104161 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9540 FEDERAL DR STE 100, 100, COLORADO SPRINGS, CO 80921-4321 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4645 MESA TOP DR, MONUMENT, CO 80132-7203 |
| Document Number | 0000104162 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 223104162 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,470 (-) | $1,042,010 (-) | |
| 2025 | $8,047.00 (+1.9%) | $73,470 (+11.08%) Land $17,630 Building $55,840 | $1,042,010 (+5.56%) Land $250,000 Building $792,010 |
| 2024 | $7,897.00 (+57.53%) | $66,140 (+67.32%) Land $12,060 Building $54,080 | |
| 2023 | $5,013.00 | $39,530 (+65,783.33%) Land $39,530 | $987,140 (+493,47%) Land $180,040 Building $807,100 |
| 2022 | $60 Land $60 | $200 Land $200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.3% of Colorado |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Force Broadband Fiber · Fixed Wireless | 9,200 / 9,200 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Verizon Fixed Wireless | 300 / 20 |
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