Dorchester County property record for 4645 Maple Dam Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,750 sqft · built 1988 |
| Lot Size | 3.89 acres (169,448 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,294 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-004323 |
| Primary APN | 13-004323 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,750 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 169,448 sqft (3.89 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 1,416 sqft |
| Deck Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 004323 |
|---|---|
| Street Address | 4645 MAPLE DAM RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 1 - 3.89 ACRES W/S MAPLE DAM ROAD S OF CAMBRIDGE |
| Legal Subdivision | PAUL M LUTHY LANDS |
| Legal Lot Number | 1 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 13, BUCKTOWN |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 970900 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4645 MAPLE DAM RD, CAMBRIDGE, MD 21613-3727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2003 |
| Deed Sale | Dec 11, 2003 |
| Deed Document Number | 2003707 |
| Deed Book / Page | 555 / 167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 4645 MAPLE DAM RD, CAMBRIDGE, MD 21613-3727 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017430047 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 1743/47 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,294.00 (+16.84%) | $370,800 (+78.18%) Land $39,300 Building $331,500 | $370,800 (+78.18%) Land $39,300 Building $331,500 |
| 2025 | $3,675.00 (+54.8%) | ||
| 2023 | $2,374.00 | $208,100 Land $39,300 Building $168,800 | $208,100 Land $39,300 Building $168,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1998–2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bloosurf Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures