San Luis Obispo County property record for 4645 Jack Creek Rd, Templeton, CA 93465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,389 sqft · built 1987 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Company Name on File |
| Last Sale | $860,000 (Oct 2015) |
| Tax Bill | $11,546 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-181-040 |
| Primary APN | 039-181-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,389 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 81,893 sqft |
| Terrain | Above Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4645 JACK CREEK RD |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | TN ROBLAR BL 16 |
| Legal Subdivision | ROBLAR |
| Legal Block | 16 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 10016 |
4645 Jack Creek Rd is owned by a company that acquired it in October 2021.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 446 60TH ST, OAKLAND, CA 94609-1350 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Intrafamily Transfer, Transfer |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2015 · Amount on File |
| Deed Sale | Oct 14, 2015 · Amount on File |
| Deed Document Number | 201552786 |
| Last Transfer Date | Oct 20, 2021 |
| Transfer Doc | 0000079521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 3, 2021 |
| Property Address | 4645 JACK CREEK RD, TEMPLETON, CA 93465-9400 |
| Document Number | 0000079521 |
| Map Reference | MB A PG 164 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021079521 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 60TH ST, OAKLAND, CA 94609-1350 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4645 JACK CREEK RD, TEMPLETON, CA 93465-9400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 60TH ST, OAKLAND, CA 94609-1350 |
| Document Number | 0000065854 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021065854 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 4645 Jack Creek Rd was $11,546.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,038,417 (+2%) Land $392,423 Building $645,994 | |
| 2025 | $11,546.00 | $1,018,057 Land $384,729 Building $633,328 |
| 2023 | $10,576.00 (+1.97%) | $978,527 Land $369,791 Building $608,736 |
| 2022 | $10,372.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4645 Jack Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4645 Jack Creek Rd is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi, Surfnet Communications, T-Mobile.
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