Burke County property record for 4645 Harbor View Ter, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,950 sqft · built 2000 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $526,500 (Apr 2018) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1764247760 |
| Primary APN | 1764247760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,950 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Basement Area | 1,475 sqft |
| Finished Basement | 1,475 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 398 sqft |
| Deck Area | 320 sqft |
| Patio Area | 209 sqft |
| Canopy | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4645 HARBOR VIEW TER |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4645 HARBOR VIEW TER MORGANTON, NC 28655 |
| Legal Subdivision | EAST SHORES SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20203 |
Source: Burke County records, as of September 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4645 HARBOR VIEW TER, MORGANTON, NC 28655-7522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on Record |
| Deed Sale | Apr 5, 2018 · Amount on Record |
| Prior Sale | Jun 7, 2016 · Amount on Record |
| Deed Document Number | 20182017014605 |
| Deed Book / Page | 2341 / 329 |
| Prior Transfer Date | Jul 18, 2005 |
| Prior Transfer Doc | 0014800830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 5, 2018 |
| Property Address | 4645 HARBOR VIEW TER, MORGANTON, NC 28655-7522 |
| Document Number | 0023410329 |
| Book / Page | 002341 / 000329 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 14605 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,053.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4645 HARBOR VIEW TER MORGANTON NC 286557522, MORGANTON, NC 28655-7522 |
Source: Burke County assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 (-0.68%) | $696,006 (-) Land $165,650 Building $530,356 | $696,006 (-) Land $165,650 Building $530,356 |
| 2023 | $4,542.00 | $696,006 Land $165,650 Building $530,356 | $696,006 Land $165,650 Building $530,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST SHORES S/D private · serves 350 people · EPA ID NC0112148 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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