4645 Circle Lazy J Rd, Riverside, CA 92501 Property Records

Riverside County property record for 4645 Circle Lazy J Rd, Riverside, CA 92501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,766 sqft · built 1968
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2025)
Tax Bill	$5,111 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`207-083-004`

Property Details

APN / Parcel Number

Primary APN	`207-083-004`
Alternative APN	`012001023`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Exterior Material	Block
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	012001023
Street Address	4645 CIRCLE LAZY J RD
City	RIVERSIDE
State	CA
Zip	92501-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 23 MB 058/042 TR 3488
Legal Subdivision	TRACT NO 3488
Legal Tract	3488
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1008
Census Tract	30200

Owner

4645 Circle Lazy J Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2020	Affidavit of Death, Transfer LAWYERS TITLE
Jul 6, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Oct 19, 2021
Deed Document Number	2025133472
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000618113
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044

Mortgage

Document Number	0000039228
Date	Feb 13, 2024
Instrument	2024-0039228

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2021
Property Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044
Document Number	0000618113
Map Reference	MB 58 PG 42-44
Instrument Date	Oct 14, 2021
Instrument	2021-0618113
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044

Mortgage

Document Number	0000618114
Date	Oct 19, 2021
Instrument	2021-0618114

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 6, 2020
Property Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044
Document Number	0000293039
Instrument Date	Jun 2, 2020
Instrument	293039
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1026 PEACEFUL DR CORONA CA 928801320, CORONA, CA 92880-1320

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 6, 2020
Property Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044
Document Number	0000293040
Map Reference	MB 58 PG 42-44
Instrument Date	May 19, 2020
Instrument	2020-0293040
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 CIRCLE LAZY J RD, RIVERSIDE, CA 92501-2044

Mortgage

Document Number	0000293041
Date	Jul 6, 2020
Instrument	2020-0293041

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4645 Circle Lazy J Rd was $5,111.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,000 (+45.84%) Land $198,900 Building $464,100
2025	$5,111.00	$454,619 Land $86,593 Building $368,026
2023	$4,922.00 (+1.88%)	$436,968 Land $83,232 Building $353,736
2022	$4,831.00
2021			$392,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4645 Circle Lazy J Rd in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4645 Circle Lazy J Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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