Indian River County property record for 4645 38th Ave, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1985 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-22-00003-0040-00006.0 |
| Primary APN | 32-39-22-00003-0040-00006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4645 38TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LORD CALVERT ESTATES SUB BLK 4 LOTS 6 & 7 PBI 5-57 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 22 |
| Legal Subdivision | LORD CALVERT ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 6,7 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50303 |
4645 38th Ave is owned by a company that acquired it in December 2018.
Source: Indian River County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 8, FORT PIERCE, FL 34954-0008 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC |
| Jan 27, 2022 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2018 |
| Transfer Doc | 0031720831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4645 38TH AVE, VERO BEACH, FL 32967-1114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1717 ORANGE AVE, FORT PIERCE, FL 34950-3868 |
| Document Number | 0038211633 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 3821/1633 |
| Instrument | 3120250058625 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 4645 38TH AVE, VERO BEACH, FL 32967-1114 |
| Document Number | 0035060269 |
| Book / Page | 3506 / 269 |
| Map Reference | MB 5 PG 57 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 3120220005433 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 N 41ST ST, 2001, FORT PIERCE, FL 34947-5622 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 8, FORT PIERCE, FL 34954-0008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 21, 2018 |
| Property Address | 4645 38TH AVE, VERO BEACH, FL 32967-1114 |
| Document Number | 0031720831 |
| Book / Page | 003172 / 000831 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 76626 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 260 CHAMPAGNE CT SW VERO BEACH FL 329683156, VERO BEACH, FL 32968-3156 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 8, 2018 |
| Property Address | 4645 38TH AVE, VERO BEACH, FL 32967-1114 |
| Document Number | 0031532255 |
| Book / Page | 003153 / 002255 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 61025 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 CHAMPAGNE CT SW VERO BEACH FL 329683156, VERO BEACH, FL 32968-3156 |
The 2025 property tax bill for 4645 38th Ave was $2,019.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 | $113,228 Land $33,320 Building $79,908 | $113,228 Land $33,320 Building $79,908 |
| 2023 | $1,731.00 (+32.75%) | $110,462 (+12.53%) Land $30,940 Building $79,522 | $110,462 (+12.53%) Land $30,940 Building $79,522 |
| 2022 | $1,304.00 | $98,162 Land $26,180 Building $71,982 | $98,162 Land $26,180 Building $71,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4645 38th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4645 38th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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