4645 132nd Ave, Hamilton, MI 49419 Property Records

Allegan County property record for 4645 132nd Ave, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,695 sqft · built 1987
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-007-052-20`

Property Details

APN / Parcel Number

Primary APN	`09-007-052-20`
Alternative APN	`03-09-007-052-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Basement Area	1,695 sqft
Unfinished Basement	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	121,968 sqft (2.8 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4645 132ND AVE
City	HAMILTON
State	MI
Zip	49419-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG 995.47' W OF SE COR SE 1/4 TH W 329.57' TH N 370.07' TH E 329.57' TH S 370.07' TO POB SEC 7 T3N R14W (03)
Legal Range	14W
Legal Township	03N
Legal Section	07
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	2
Census Block	2039
Census Tract	30702

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4645 132ND AVE, HAMILTON, MI 49419-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Intrafamily Transfer, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 15, 2023
Transfer Doc	004903/207
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Nov 17, 2023
Property Address	4645 132ND AVE, HAMILTON, MI 49419-8801
Document Number	004903/207
Book / Page	4903 / 207
Instrument Date	Nov 15, 2023
Instrument	2023016968
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4645 132ND AVE, HAMILTON, MI 49419-8801

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4645 132ND AVE, HAMILTON, MI 49419-8801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4517/623
Date	Sep 30, 2020
Book Page	4517/623

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,300 (+3.58%) Land $41,700 Building $172,600	$428,600 (+3.58%) Land $83,400 Building $345,200
2025	$3,689.00 (+4.03%) Homeowner's exemption	$206,900 (+16.63%) Land $39,800 Building $167,100	$413,800 (+16.63%) Land $79,600 Building $334,200
2024	$3,546.00 (+18.67%)
2023		$177,400 Land $30,300 Building $147,100	$354,800 Land $60,600 Building $294,200
2022	$2,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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