46449 Springwood Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 46449 Springwood Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,787 sqft · built 1994
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Trust Names on File
Last Sale	$720,000 (Mar 2023)
Tax Bill	$6,826 (2026)
Deeds & Mortgages	Jun 2026 Sale Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-49-8222-000`

Property Details

APN / Parcel Number

Primary APN	`018-49-8222-000`
Alternative APN	`81 T 8 292`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,787 sqft Living Area
1st Floor Area	892 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Porch
Porch Area	45 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46449 SPRINGWOOD CT
City	STERLING
State	VA
Zip	20165-6482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.5F LOT 292-A1 1587--2199 199408240393592LEGAL AC
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	292
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1010
Census Tract	611206

Owner

46449 Springwood Ct is owner-occupied and held in a trust since June 2026.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46449 SPRINGWOOD CT, STERLING, VA 20165-6482
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	202311286
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000031683
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 18, 2026
Property Address	46449 SPRINGWOOD CT, STERLING, VA 20165-6482
Document Number	0000031683
Instrument Date	Jun 18, 2026
Instrument	202631683
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46449 SPRINGWOOD CT, STERLING, VA 20165-6482

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 29, 2023
Property Address	46449 SPRINGWOOD CT, STERLING, VA 20165-6482
Document Number	0000011286
Instrument Date	Mar 24, 2023
Instrument	202303290011286
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46449 SPRINGWOOD CT, STERLING, VA 20165-6482

Mortgage

Document Number	0000011287
Date	Mar 29, 2023
Instrument	202303290011287

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46449 SPRINGWOOD CT, STERLING, VA 20165-6482
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061071
Date	Nov 7, 2022
Instrument	202211070061071

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	471 Months
Due	Feb 21, 2062

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46449 Springwood Ct was $6,826, up 3.6% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,826.00 (+3.61%)	$847,950 (+3.61%) Land $279,600 Building $568,350	$847,950 (+3.61%) Land $279,600 Building $568,350
2025	$6,588.00	$818,430 Land $254,600 Building $563,830	$818,430 Land $254,600 Building $563,830
2023	$6,242.00	$713,460 Land $234,600 Building $478,860	$713,460 Land $234,600 Building $478,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46449 Springwood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46449 Springwood Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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