Loudoun County property record for 46447 Saffron Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,343 sqft · built 1994 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $707,000 (Apr 2020) |
| Tax Bill | $7,010 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-49-4948-000 |
| Primary APN | 019-49-4948-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,343 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 803 sqft |
| Finished Basement | 803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | Deck Area |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46447 SAFFRON CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES SEC.3 LOT 41 200507010071945 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611207 |
Source: Loudoun County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46447 SAFFRON CT, STERLING, VA 20165-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE |
| Jun 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Nov 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on Record |
| Deed Sale | Apr 6, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2017 · Amount on Record |
| Deed Document Number | 202023873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 16, 2026 |
| Property Address | 46447 SAFFRON CT, STERLING, VA 20165-7736 |
| Document Number | 0000036805 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202636805 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,475.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29 BERKELEY CT, STERLING, VA 20165-5618 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036806, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202636806 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46447 SAFFRON CT, STERLING, VA 20165-7736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000069738 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 202106240069738 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 6, 2020 |
| Property Address | 46447 SAFFRON CT, STERLING, VA 20165-7736 |
| Document Number | 20200406023873 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 23873 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46447 SAFFRON CT STERLING VA 201657736, STERLING, VA 20165-7736 |
| Document Number | 20200406023874 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 23874 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 6, 2020 |
| Property Address | 46447 SAFFRON CT, STERLING, VA 20165-7736 |
| Document Number | 20200406023873 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 23873 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46447 SAFFRON CT STERLING VA 201657736, STERLING, VA 20165-7736 |
| Document Number | 20200406023874 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 23874 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 30, 2017 |
| Property Address | 46447 SAFFRON CT, STERLING, VA 20165-7736 |
| Document Number | 20171130074461 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 74461 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $816.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46447 SAFFRON CT STERLING VA 201657736, STERLING, VA 20165-7736 |
| Document Number | 20171130074462 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 74462 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,010.00 (+5.21%) | $870,900 (+14.36%) Land $254,300 Building $616,600 | $870,900 (+14.36%) Land $254,300 Building $616,600 |
| 2023 | $6,663.00 | $761,510 Land $239,300 Building $522,210 | $761,510 Land $239,300 Building $522,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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