46444 S 591 Rd, Jay, OK 74346 Property Records

Delaware County property record for 46444 S 591 Rd, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$55,500 (May 2008)
Tax Bill	$738 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22N23E-35-2-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N23E-35-2-00000-000-0000`
Alternative APNs	`0034828` `34828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	64 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34828
Street Address	46444 S 591 RD
City	JAY
State	OK
Zip	74346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-22-23 BEG 145' E OF NW COR SE SW NW; E 197', SE 16 DEG 223.9', SW 50 DEG 400', NW 40 DEG 151', N 225', NE 47 DEG 195.7' TO
Legal Range	23E
Legal Township	22N
Legal Section	35
Jurisdiction	DELAWARE OK
Township / Civil Division	KANSAS
Census Block Group	1
Census Block	1002
Census Tract	376100

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46444 S 591 RD, JAY, OK 74346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit THE CORNER STONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2008 · Amount on Record
Deed Sale	May 29, 2008 · Amount on Record
Deed Document Number	20085324
Deed Book / Page	1819 / 841
Last Transfer Date	Mar 14, 2013
Transfer Doc	0000002173
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Jun 22, 2026
Property Address	46444 S 591 RD, JAY, OK 74346
Document Number	0000005561
Book / Page	2660 / 588
Instrument Date	Jun 22, 2026
Instrument	20265561
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46444 S 591 RD, JAY, OK 74346

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	46444 S 591 RD, JAY, OK 74346-9520
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46444 S 591 RD, JAY, OK 74346-9520

Mortgage

Document Number	002444/527
Date	Jun 13, 2022
Book Page	2444/527
Instrument	I-2022-005709

Lender

Name	THE CORNER STONE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2042

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,563 (+3.01%) Land $735 Building $8,828	$83,151 (-54.55%) Land $6,387 Building $76,764
2025	$738.00 (+1.1%) Homeowner's exemption	$9,284 (+3.01%) Land $713 Building $8,571	$182,955 (-) Land $13,750 Building $169,205
2024	$730.00 (+6.41%) Homeowner's exemption	$9,013 (+2.99%) Land $692 Building $8,321	$182,955 (+20.89%) Land $13,750 Building $169,205
2023	$686.00 Homeowner's exemption	$8,751 Land $673 Building $8,078	$151,338 Land $8,500 Building $142,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Grand Telephone Company DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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