4644 Wilson Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4644 Wilson Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1963
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Jul 2020)
Tax Bill	$9,242 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-294-015-9`

Property Details

APN / Parcel Number

Primary APN	`115-294-015-9`
Alternative APN	`115-294-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4644 WILSON LN
City	CONCORD
State	CA
Zip	94521-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3180 LOT 125 EX POR MR
Legal Subdivision	OAKROYAL SUB 3180
Legal Tract	3180
Legal Lot Number	125
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2009
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4644 WILSON LN, CONCORD, CA 94521-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 2, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 17, 2019	Grant Deed, Transfer · Conventional Mortgage JENNIFER XU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	2020131536
Prior Transfer Date	Jan 29, 1998
Prior Transfer Doc	0000019116
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4644 WILSON LN, CONCORD, CA 94521-1928
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 WILSON LN, CONCORD, CA 94521-1928

Mortgage

Document Number	0000216415
Date	Aug 3, 2021
Instrument	2021-216415

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 2, 2020
Property Address	4644 WILSON LN, CONCORD, CA 94521-1928
Document Number	0000131536
Map Reference	MB 93 PG 7
Instrument Date	Jun 23, 2020
Instrument	2020-131536
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4644 WILSON LN, CONCORD, CA 94521-1928

Mortgage

Document Number	0000131537
Date	Jul 2, 2020
Instrument	2020-131537

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2019
Property Address	4644 WILSON LN, CONCORD, CA 94521-1928
Document Number	0000053143
Instrument Date	Apr 11, 2019
Instrument	53143
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7330 CARNEROS LN DUBLIN CA 945684664, DUBLIN, CA 94568-4664

Mortgage

Document Number	53144
Date	Apr 17, 2019
Instrument	53144

Lender

Name	JENNIFER XU
Address	5819 KILLARNEY CIR, SAN JOSE, CA 95138-2345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,709 (+2%) Land $484,689 Building $276,020
2025	$9,242.00 (+4.46%)	$745,794 (+4.04%) Land $475,186 Building $270,608
2023	$8,847.00 (-11.38%)	$716,835 Land $456,735 Building $260,100
2022	$9,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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