4644 Rambling Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4644 Rambling Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1985
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Tax Bill	$1,383 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-3375-00000-0460`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-3375-00000-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Heated Area
Gross Area	1,482 sqft
1st Floor Area	1,326 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	1,400 ft deep x 850 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	081N293375000000460
Street Address	4644 RAMBLING WAY
City	PACE
State	FL
Zip	32571-8695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAMBLING OAKS LOT 46 AS DES IN OR 4155 PG 30
Legal Range	29W
Legal Township	01N
Legal Section	08
Legal Subdivision	RAMBLING OAKS
Legal Lot Number	46
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1006
Census Tract	10708

Owner

4644 Rambling Way is owned and occupied by an individual who acquired it in July 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	4644 RAMBLING WAY, PACE, FL 32571-8695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 30, 2020	Warranty Deed, Transfer CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021
Deed Sale	Jul 28, 2021
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202150666
Deed Book / Page	4155 / 30
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4644 RAMBLING WAY, PACE, FL 32571-8695
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 RAMBLING WAY, PACE, FL 32571-8695

Mortgage

Document Number	0044421368
Date	Oct 13, 2023
Book Page	4442/1368
Instrument	202346534

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 28, 2021
Property Address	4644 RAMBLING WAY, PACE, FL 32571-8695
Document Number	0041550030
Book / Page	4155 / 30
Map Reference	MB C PG 127
Instrument Date	Jul 12, 2021
Instrument	202150666
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SETCO SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4644 RAMBLING WAY, 4644, PACE, FL 32571-8695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 RAMBLING WAY, PACE, FL 32571-8695

Mortgage

Document Number	415532
Date	Jul 28, 2021
Instrument	4155/32

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 30, 2020
Property Address	4644 RAMBLING WAY, PACE, FL 32571-8695
Document Number	0040221364
Book / Page	004022 / 001364
Instrument Date	Oct 30, 2020
Instrument	57310
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Tax	$1,208.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 RAMBLING WAY PACE FL 325718695, PACE, FL 32571-8695

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,383.00 (+2.9%) Homeowner's exemption	$146,544 (+3%)	$149,918 (-1.89%) Land $20,000 Building $129,918
2023	$1,344.00 (+3.15%) Homeowner's exemption	$142,276 (+3%)	$152,803 (+10.62%) Land $24,000 Building $128,803
2022	$1,303.00 Homeowner's exemption	$138,132	$138,132 Land $16,000 Building $122,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4644 Rambling Way in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4644 Rambling Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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