4644 Dunhill Ln SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4644 Dunhill Ln SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,301 sqft · built 2009
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Apr 2010)
Tax Bill	$3,300 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02039E0056.000000`

Property Details

APN / Parcel Number

Primary APN	`02039E0056.000000`
Alternative APNs	`5518 35 5484` `180368` `76654`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,929 sqft
Upper Floors Area	372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	157 ft deep x 67 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	1,080 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Patio Area	300 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	180368
Street Address	4644 DUNHILL LN SW
City	CONCORD
State	NC
Zip	28027-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 56 GLENGROVE
Legal Subdivision	GLENGROVE
Legal Lot Number	56
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2028
Census Tract	42603

Owner

4644 Dunhill Ln SW is owned and occupied by two individuals who acquired it in August 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4644 DUNHILL LN SW, CONCORD, NC 28027-2721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2010 · Amount on File
Deed Sale	Apr 16, 2010 · Amount on File
Deed Book / Page	9125 / 237
Last Transfer Date	Aug 28, 2025
Transfer Doc	0017596134
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4644 DUNHILL LN SW, CONCORD, NC 28027-2721
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15075282
Date	Apr 9, 2021
Book Page	15075/282

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4644 DUNHILL LN SW, CONCORD, NC 28027-2721
Document Number	14537243
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 DUNHILL LN SW CONCORD NC 280272721, CONCORD, NC 28027-2721

Mortgage

Document Number	14537243
Date	Sep 30, 2020
Book Page	014537/000243
Instrument	33442

Lender

Name	STATE EMPS CU
Address	CONCORD, NC 28027

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4644 DUNHILL LN SW, CONCORD, NC 28027-2721
Document Number	13839322
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 DUNHILL LN SW CONCORD NC 280272721, CONCORD, NC 28027-2721

Mortgage

Document Number	13839322
Date	Nov 14, 2019
Book Page	013839/000322
Instrument	31657

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2039

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,090 (-) Land $100,000 Building $315,090
2025		$415,090 Land $100,000 Building $315,090
2024			$415,090 (+53.44%) Land $100,000 Building $315,090
2023	$3,300.00	$270,520 Land $58,000 Building $212,520	$270,520 Land $58,000 Building $212,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4644 Dunhill Ln SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4644 Dunhill Ln SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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