Loudoun County property record for 46435 Whitetop Dr, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,338 sqft · built 2024 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,066,492 (Aug 2024) |
| Tax Bill | $7,989 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-29-3807-000 |
| Primary APN | 020-29-3807-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,338 sqft Living Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,840 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 46435 WHITETOP DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | MONTEBELLO FARM PH.6 LOT.252 202306120022438P |
| Legal Subdivision | MONTEBELLO FARM PH.6 |
| Legal Phase | 6 |
| Legal Lot Number | 252 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 611502 |
46435 Whitetop Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46435 WHITETOP DR, STERLING, VA 20164-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on File |
| Deed Sale | Aug 19, 2024 · Amount on File |
| Deed Document Number | 202435037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 10, 2026 |
| Property Address | 46435 WHITETOP DR, STERLING, VA 20164-9404 |
| Document Number | 0000006514 |
| Map Reference | DOC 20140717-0038958 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 20260210-0006514 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46435 WHITETOP DR, STERLING, VA 20164-9404 |
The 2026 property tax bill for 46435 Whitetop Dr was $7,989, up 0.4% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,989.00 (+0.35%) | $992,530 (+0.36%) Land $325,900 Building $666,630 | $992,530 (+0.36%) Land $325,900 Building $666,630 |
| 2025 | $7,961.00 | $988,980 Land $325,900 Building $663,080 | $988,980 Land $325,900 Building $663,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46435 Whitetop Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2020 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46435 Whitetop Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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