Harris County property record for 4643 Spruce St, Bellaire, TX 77401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,259 sqft · built 1996 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | Company Name on File |
| Last Sale | $780,000 (Jul 2013) |
| Tax Bill | $14,987 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 075-195-000-0011 |
| Primary APN | 075-195-000-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,259 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Attic | Attic |
| Attic Area | 483 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,040 sqft (0.185 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0751950000011 |
|---|---|
| Street Address | 4643 SPRUCE ST |
| City | BELLAIRE |
| State | TX |
| Zip | 77401-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 SPRUCE LANE PLACE |
| Legal Subdivision | SPRUCE LANE PLACE |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 412700 |
4643 Spruce St is owned by a company that acquired it in January 2017 and is owner-occupied.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4643 SPRUCE ST, BELLAIRE, TX 77401-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage REGIONS MTG |
| Jan 23, 2017 | Quit Claim Deed, Transfer REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on File |
| Deed Sale | Jul 25, 2013 · Amount on File |
| Prior Sale | Jun 25, 2013 |
| Deed Document Number | 2013372462 |
| Deed Book / Page | 047-44 / 1962 |
| Last Transfer Date | Jan 20, 2017 |
| Transfer Doc | 0000030748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4643 SPRUCE ST, BELLAIRE, TX 77401-3607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020538474 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020-538474 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 1, 2017 |
| Property Address | 4643 SPRUCE ST, BELLAIRE, TX 77401-3607 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 391045 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 15, 2017 |
| Title Company | TEXAS AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4643 SPRUCE ST BELLAIRE TX 774013607, BELLAIRE, TX 77401-3607 |
| Document Number | 0000391045 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 391045 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 23, 2017 |
| Property Address | 4643 SPRUCE ST, BELLAIRE, TX 77401-3607 |
| Document Number | 0000030748 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 30748 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4643 SPRUCE ST BELLAIRE TX 774013607, BELLAIRE, TX 77401-3607 |
| Document Number | 538474 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 538474 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244-1805 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2047 |
The 2025 property tax bill for 4643 Spruce St was $14,987 with a homeowner's exemption, up 5.1% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellaire City |
| County | Harris County |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,376 (-14.72%) Land $494,080 Building $399,296 | $893,376 (-14.72%) Land $494,080 Building $399,296 | |
| 2025 | $14,987.00 (+5.05%) Homeowner's exemption | $1,047,625 Land $494,080 Building $553,545 | $1,047,625 Land $494,080 Building $553,545 |
| 2024 | $14,266.00 | ||
| 2023 | $877,600 Land $463,200 Building $414,400 | $877,600 Land $463,200 Building $414,400 | |
| 2022 | $12,724.00 | ||
| 2020 | $14,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4643 Spruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 467 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 467 in force |
| Nearby Flood Claims | 492 (1979–2019) |
| Claims Outside the SFHA | 215 of 492 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4643 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLAIRE serves 18,090 people · EPA ID TX1010004 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures