4643 Pine Lake Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4643 Pine Lake Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 2007
Lot Size	0.142 acres (6,184 sqft)
Owner	Company Name on Record
Last Sale	$272,000 (Mar 2021)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Aug 2021 Sale Mar 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-008-11`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-008-11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,184 sqft (0.142 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4643 PINE LAKE DR
City	MIDDLEBURG
State	FL
Zip	32068-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 11 PINE RIDGE PLANTATION AS REC OR 4427 PG 669 & 4494 PG 1735
Legal Range	25E
Legal Township	04S
Legal Section	30
Legal Subdivision	PINE RIDGE PLANTATION
Legal Lot Number	11
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3041
Census Tract	30204

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer SELENE TITLE LLC
Mar 10, 2021	Warranty Deed, Transfer SELECTITLE LLC
Nov 2, 2018	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Document Number	202114812
Deed Book / Page	4427 / 669
Last Transfer Date	Aug 5, 2021
Transfer Doc	0044941735
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 12, 2021
Property Address	4643 PINE LAKE DR, MIDDLEBURG, FL 32068-8724
Document Number	0044941735
Book / Page	4494 / 1735
Map Reference	MB 52 PG 20-45
Instrument Date	Aug 5, 2021
Instrument	2021050193
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 10, 2021
Property Address	4643 PINE LAKE DR, MIDDLEBURG, FL 32068-8724
Document Number	0044270669
Book / Page	4427 / 669
Map Reference	MB 52 PG 20-45
Instrument Date	Mar 8, 2021
Instrument	2021014812
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	SELECTITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3429 STEELGATE CT, 3429, MIDDLEBURG, FL 32068-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4643 PINE LAKE DR, MIDDLEBURG, FL 32068-8724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041371732
Date	Nov 2, 2018
Book Page	4137/1732
Instrument	2018057583

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4643 PINE LAKE DR, MIDDLEBURG, FL 32068-8724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042331774
Date	Sep 23, 2019
Book Page	4233/1774
Instrument	2019050720

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4643 PINE LAKE DR, MIDDLEBURG, FL 32068-8724
Document Number	0042981050
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4643 PINE LAKE DR MIDDLEBURG FL 320688724, MIDDLEBURG, FL 32068-8724

Mortgage

Document Number	0042981050
Date	Apr 14, 2020
Book Page	004298/001050
Instrument	18991

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (-2.22%)	$268,567 (-4.78%) Land $50,000 Building $218,567	$268,567 (-4.78%) Land $50,000 Building $218,567
2024	$4,189.00 (-33.02%)
2023	$6,254.00 (+11.98%)	$282,048 (+16.01%) Land $50,000 Building $232,048	$282,048 (+16.01%) Land $50,000 Building $232,048
2022	$5,585.00	$243,114 Land $23,500 Building $219,614	$243,114 Land $23,500 Building $219,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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