Okaloosa County property record for 4643 Main St, Holt, FL 32564 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,144 sqft Living Area |
| Lot Size | 29,586 sqft (0.679 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2017) |
| Tax Bill | $75.00 (2025) |
Source: Okaloosa County records · APN C56-000-597-7915-7
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Jan 12, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENTAGON FCU |
| Feb 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENTAGON FCU |
| Aug 03, 2017 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2017 · Amount on Record |
| Deed Sale | Aug 03, 2017 · Amount on Record |
| Deed Doc Number | 20173151440 |
| Deed Book / Page | 3311 / 2609 |
| Prior Transfer Date | Jan 03, 2016 |
| Prior Transfer Doc | 0032413227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 04, 2026 |
| Property Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Document Number | 0003820631 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263820631 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Document Number | 0003820631, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 20263820631 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Document Number | 0003665972 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 3665972 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034440483 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 3444/0483 |
| Instrument | 3337576 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 03, 2017 |
| Property Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Document Number | 0033112609 |
| Book / Page | 3311 / 2609 |
| Map Reference | MB1 PG16 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 3151440 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | THE MAIN STREET LAND TITLE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 COUNTY ROAD 859, 650, MENTONE, AL 35984-6129 |
| Name | Verified Name |
|---|---|
| Address | 4643 MAIN ST, HOLT, FL 32564-9246 |
| Document Number | 0003151441 |
|---|---|
| Date | Aug 03, 2017 |
| Instrument | 3151441 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75.00 (+15.38%) Homeowner's exemption Veteran's exemption | $150,898 (+5.99%) | $286,293 (+5.12%) Land $20,601 Building $265,692 |
| 2023 | $65.00 (+6.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,374 (+3%) | $272,348 (+8.41%) Land $17,502 Building $254,846 |
| 2022 | $61.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,227 | $251,220 Land $16,357 Building $234,863 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C56-000-597-7915-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 4,632 sqft Gross Area |
| 1st Floor | 2,144 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 29,586 sqft (0.679 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Detached Garage |
| Garage Area | 1,664 sqft Garage |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4643 MAIN ST |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOLT LOTS 57 & 58 |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Subdivision | HOLT |
| Legal Block | 57 |
| Legal Lot Number | 57,58 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | BAKER |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 20101 |
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