Navajo County property record for 4643 Knudson Ln, Snowflake, AZ 85937
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 2025 |
| Lot Size | 38.8 acres (1,692,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,000 (Dec 2024) |
| Tax Bill | $182 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 403-21-011 |
| Primary APN | 403-21-011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 1,692,306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4643 KNUDSON RD |
|---|---|
| City | SNOWFLAKE |
| State | AZ |
| Zip | 85937-0437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-20 |
| Legal Description | SECTION 5,T13N,R23E:NE4 SW4 AKA:WHITE MOUNTAIN RANCHES UNIT 12 PE R PLAT BK12 PG9; TRACT 27 |
| Legal Range | 23E |
| Legal Township | 13N |
| Legal Section | 05 |
| Legal Subdivision | WHITE MOUNTAIN RANCHES UNIT 12 |
| Legal Tract | 2 |
| Legal Unit | 12 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 963400 |
4643 Knudson Ln is owned by an individual who bought it in December 2024.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22239 S 118TH ST, CHANDLER, AZ 85249-2806 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC |
| Jul 9, 2025 | Deed of Trust, Mortgage · Construction Mortgage ZB NA |
| Dec 4, 2024 | Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Deed Document Number | 202417106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 4643 KNUDSON RD, SNOWFLAKE, AZ 85937-0437 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4643 KNUDSON RD, SNOWFLAKE, AZ 85937-0437 |
| Document Number | 0000019265 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-19265 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 4643 KNUDSON RD, SNOWFLAKE, AZ 85937-0437 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4643 KNUDSON LN, SNOWFLAKE, AZ 85937-0437 |
| Document Number | 0000009602 |
|---|---|
| Date | Jul 9, 2025 |
| Instrument | 2025-09602 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Dec 4, 2024 |
| Property Address | 4643 KNUDSON RD, SNOWFLAKE, AZ 85937-0437 |
| Document Number | 0000017106 |
| Map Reference | MB 12 PG 9 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 2024-17106 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41845 ROAD J.75, MANCOS, CO 81328-8824 |
| Name | Verified Name |
|---|---|
| Address | 22239 S 118TH ST, CHANDLER, AZ 85249-2806 |
The 2025 property tax bill for 4643 Knudson Ln was $182.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Snowflake Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $366,077 Land $34,803 Building $331,274 | ||
| 2025 | $182.00 | $4,547 Land $4,547 | $30,312 Land $30,312 |
| 2023 | $171.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4643 Knudson Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2006–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4643 Knudson Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Arizona |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smith Bagley Fixed Wireless | 100 / 100 |
May also be available: Verizon.
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