4643 Joana Pl, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4643 Joana Pl, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,695 sqft · built 1932
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Aug 2025)
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0350-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0350-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,695 sqft Living Area
Gross Area	3,721 sqft
1st Floor Area	1,236 sqft
2nd Floor Area	986 sqft
Attic	Attic
Attic Area	473 sqft
Basement Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	130 ft deep x 48 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4643 JOANA PL
City	CINCINNATI
State	OH
Zip	45238-4578
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	JOANA PL 48 X 130 LOT 24 FORD TRACT SUB
Legal Subdivision	FORD TRACT SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	9901

Owner

4643 Joana Pl, a residential property, is owned by an individual who bought it in August 2025.

Source: Hamilton County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 11, 2025	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	May 11, 2000 · Amount on File
Deed Document Number	202560015
Deed Book / Page	15476 / 1707
Prior Transfer Date	Oct 29, 1999
Prior Transfer Doc	0000221003
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4643 JOANA PL, CINCINNATI, OH 45238-4578
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 JOANA PL, CINCINNATI, OH 45238-4578

Mortgage

Document Number	0000100738
Date	Oct 26, 2022
Book Page	14781/133
Instrument	2022-0100738

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	475 Months
Due	May 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4643 JOANA PL, CINCINNATI, OH 45238-4578
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 JOANA PL, CINCINNATI, OH 45238-4578

Mortgage

Document Number	0000009947
Date	Feb 10, 2026
Book Page	15600/824
Instrument	2026-0009947

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jan 1, 2031

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2025
Property Address	4643 JOANA PL, CINCINNATI, OH 45238-4578
Document Number	0000060015
Book / Page	15476 / 1707
Map Reference	MB 32 PG 82&83
Instrument Date	Aug 1, 2025
Instrument	2025-0060015
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 IOANA PL, CINCINNATI, OH 45238

Mortgage

Document Number	0000060016
Date	Aug 11, 2025
Instrument	2025-0060016

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4643 JOANA PL, CINCINNATI, OH 45238-4578
Document Number	0000115085
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4643 JOANA PL CINCINNATI OH 452384578, CINCINNATI, OH 45238-4578

Mortgage

Document Number	0000115085
Date	Dec 30, 2019
Book Page	014073/000659
Instrument	115085

Lender

Name	PNC BK
Type	Bank
Address	CINCINNATI, OH 45238

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4643 JOANA PL, CINCINNATI, OH 45238-4578
Document Number	0000102241
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 JOANA PL CINCINNATI OH 452384578, CINCINNATI, OH 45238-4578

Mortgage

Document Number	0000102241
Date	Nov 19, 2019
Book Page	014047/002508
Instrument	102241

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4643 Joana Pl was $4,808, up 1.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,808.00 (+1.69%)	$76,934 (-) Land $5,156 Building $71,778	$219,810 Land $14,730 Building $205,080
2024	$4,728.00 (-1.23%)	$76,934 (-) Land $5,156 Building $71,778
2023	$4,787.00 (+94.44%)	$76,934 (+116.73%) Land $5,156 Building $71,778	$219,810 Land $14,730 Building $205,080
2022	$2,462.00 Homeowner's exemption	$35,497 Land $5,124 Building $30,373
2020			$101,420 Land $14,640 Building $86,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4643 Joana Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4643 Joana Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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