4643 Hickory Stream Ln, Mulberry, FL 33860 Property Records

Polk County property record for 4643 Hickory Stream Ln, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Aug 2019)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-32-142247-000210`

Property Details

APN / Parcel Number

Primary APN	`23-29-32-142247-000210`
Alternative APNs	`322923142247000210` `22923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	1,934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	150 sqft

Location & Zoning

Street Address	4643 HICKORY STREAM LN
City	MULBERRY
State	FL
Zip	33860-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE PB 136 PGS 23-28 LOT 21
Legal Range	23E
Legal Township	29S
Legal Section	32
Legal Subdivision	CREEKSIDE
Legal Tract	142247
Legal Block	2
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2063
Census Tract	14802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage POINT DIGITAL FINANCE INC
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	2019168372
Deed Book / Page	10936 / 1458
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913

Mortgage

Document Number	0000125495
Date	May 9, 2022
Book Page	12244/337
Instrument	2022125495

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913

Mortgage

Document Number	0000326189
Date	Dec 15, 2021
Book Page	12028/141
Instrument	2021326189

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913
Document Number	0112171275
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4643 HICKORY STREAM LN MULBERRY FL 338607913, MULBERRY, FL 33860-7913

Mortgage

Document Number	0112171275
Date	Apr 27, 2020
Book Page	011217/001275
Instrument	86495

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 9, 2019
Property Address	4643 HICKORY STREAM LN, MULBERRY, FL 33860-7913
Document Number	0109361458
Book / Page	010936 / 001458
Instrument Date	Aug 6, 2019
Instrument	168372
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4643 HICKORY STREAM LN MULBERRY FL 338607913, MULBERRY, FL 33860-7913

Mortgage

Document Number	109361459
Date	Aug 9, 2019
Book Page	010936/001459
Instrument	168373

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,034 (+2.7%)	$242,095 (-6.98%) Land $33,000 Building $209,095
2025	$1,847.00 (-16.88%) Homeowner's exemption	$183,091 (+5.99%)	$260,249 (+1.83%) Land $33,000 Building $227,249
2023	$2,222.00 (+3.45%) Homeowner's exemption	$172,749 (+3%)	$255,576 (+5.32%) Land $32,000 Building $223,576
2022	$2,148.00 Homeowner's exemption	$167,717	$242,664 Land $27,000 Building $215,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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