4643 Cove St, Hemet, CA 92545 Property Records

Riverside County property record for 4643 Cove St, Hemet, CA 92545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,361 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`454-341-004`

Property Details

APN / Parcel Number

Primary APN	`454-341-004`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,361 sqft Living Area
Gross Area	2,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4643 COVE ST
City	HEMET
State	CA
Zip	92545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES M/L IN LOT 12 MB 364/022 TR 30558-1
Legal Subdivision	TRACT NO 30558 1
Legal Tract	30558-1
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	2
Census Block	2005
Census Tract	43319

Owner

4643 Cove St is owned by two individuals who acquired it in September 2012.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4645 COVE ST, HEMET, CA 92545-8955
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CREDIT UNION
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2012
Deed Sale	Sep 28, 2012
Prior Sale	May 29, 2009
Deed Document Number	2012466868
Prior Transfer Date	May 22, 2009
Prior Transfer Doc	0000271500
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 6, 2026
Property Address	4643 COVE ST, HEMET, CA 92545
Document Number	0000101708
Instrument Date	Apr 1, 2026
Instrument	2026101708
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4645 COVE ST, HEMET, CA 92545-8955

Mortgage

Document Number	0000101708,
Date	Apr 6, 2026
Instrument	2026101708

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 28, 2051

Interest

Rate	6%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4643 COVE ST, HEMET, CA 92545-8955
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 COVE ST, HEMET, CA 92545-8955

Mortgage

Document Number	0000659604
Date	Nov 5, 2021
Instrument	2021-0659604

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4643 Cove St was $5,155, up 1.5% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Hemet City
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,384 (+2%) Land $65,663 Building $216,721
2025	$5,155.00 (+1.46%)	$276,848 Land $64,376 Building $212,472
2024	$5,081.00 (-0.02%)
2023	$5,082.00 (+1.46%)	$266,099 Land $61,877 Building $204,222
2022	$5,009.00
2021			$382,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4643 Cove St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4643 Cove St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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