4643 Carter Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4643 Carter Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,140 sqft · built 1912
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (May 2017)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Feb 2023 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0049-0152-00`

Property Details

APN / Parcel Number

Primary APN	`651-0049-0152-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	600 sqft
2nd Floor Area	540 sqft
Upper Floors Area	540 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	183 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4643 CARTER AVE
City	CINCINNATI
State	OH
Zip	45212-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	4643 CARTER AVE 35 X 183.60 PTS LOTS 1394-1395BOFINGER-HOPKINS 2ND SUB
Legal Subdivision	BOFINGER& HOPKINS 2ND SUB
Legal Lot Number	1394
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3001
Census Tract	25500

Owner

4643 Carter Ave is owned and occupied by an individual who bought it in May 2017.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4643 CARTER AVE, CINCINNATI, OH 45212-2539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage EMERY FCU
May 30, 2017	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Mar 10, 2005 · Amount on File
Deed Document Number	201747786
Prior Transfer Date	Nov 18, 2009
Prior Transfer Doc	0000000567
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4643 CARTER AVE, CINCINNATI, OH 45212-2539
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	SAFETITLE AGENCY INC, SAFE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 CARTER AVE, NORWOOD, OH 45212-2539

Mortgage

Document Number	0000012110
Date	Feb 21, 2023
Book Page	14857/1463
Instrument	2023-0012110

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 30, 2017
Property Address	4643 CARTER AVE, CINCINNATI, OH 45212-2539
Document Number	0000007786
Instrument Date	May 19, 2017
Instrument	17-0047786
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000007787
Date	May 30, 2017
Instrument	17-0047787

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4643 Carter Ave was $2,698, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (+2.86%)	$52,147 (-) Land $10,017 Building $42,130	$148,990 Land $28,620 Building $120,370
2024	$2,623.00 (-2.56%)	$52,147 (-) Land $10,017 Building $42,130
2023	$2,692.00 (+26.86%)	$52,147 (+51.09%) Land $10,017 Building $42,130	$148,990 Land $28,620 Building $120,370
2022	$2,122.00 Homeowner's exemption	$34,514 Land $6,727 Building $27,787
2020			$98,610 Land $19,220 Building $79,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4643 Carter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4643 Carter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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