4642 SE Boatyard Ave, Stuart, FL 34997 Property Records

Martin County property record for 4642 SE Boatyard Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,309 sqft · built 2020
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Feb 2018)
Tax Bill	$15,548 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`49-38-41-006-000-0009.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-006-000-0009.0-6-0000`
Alternative APNs	`49-38-41-006-000-00090-6` `39459`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,309 sqft Living Area
Gross Area	2,673 sqft
1st Floor Area	1,204 sqft
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	364 sqft
Porch	Open Concrete/Masonry Porch
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39459
Street Address	4642 SE BOATYARD AVE
City	STUART
State	FL
Zip	34997-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB1A
Legal Description	J O JACKSONS ALLOTMENT LOT 9
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	J O JACKSONS ALLOTMENT
Legal Block	1
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4642 SE BOATYARD AVE, STUART, FL 34997-1921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 10, 2020	Loan Modification, Mortgage MIDWEST LN SOLUTIONS INC
Mar 4, 2019	Deed of Trust, Mortgage MIDWEST LN SOLUTIONS INC
Feb 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Document Number	20182680951
Deed Book / Page	2977 / 2060
Prior Transfer Date	Aug 13, 1993
Prior Transfer Doc	1027000855
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4642 SE BOATYARD AVE, STUART, FL 34997-1921
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4642 SE BOATYARD AVE, STUART, FL 34997-1921

Mortgage

Document Number	0032732210
Date	Nov 22, 2021
Book Page	3273/2210
Instrument	2927593

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	4642 SE BOATYARD AVE, STUART, FL 34997-1921
Document Number	0031301891
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4642 SE BOATYARD AVE STUART FL 349971921, STUART, FL 34997-1921

Mortgage

Document Number	0031301891
Date	May 21, 2020
Book Page	003130/001891
Instrument	2815901

Lender

Name	MIDWEST LN SOLUTIONS INC
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Interest

Rate	3.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4642 SE BOATYARD AVE, STUART, FL 34997-1921
Document Number	0030441689
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 GOTHAM AVE BROOKLYN NY 112296012, BROOKLYN, NY 11229-6012

Mortgage

Document Number	0030441689
Date	Mar 4, 2019
Book Page	003044/001689
Instrument	2741800

Lender

Name	MIDWEST LN SOLUTIONS INC
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2018
Property Address	4642 SE BOATYARD AVE, STUART, FL 34997-1921
Document Number	0029772060
Book / Page	002977 / 002060
Instrument Date	Feb 27, 2018
Instrument	2680951
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,394.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 GOTHAM AVE BROOKLYN NY 112296012, BROOKLYN, NY 11229-6012

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,548.00 (-1%) Additional exemption filed	$999,245 (+5.99%)	$1,182,760 (+7.35%) Land $550,000 Building $632,760
2024	$15,705.00 (+1.62%)
2023	$15,455.00 (+3.36%) Additional exemption filed	$942,800 (+3%)	$1,101,800 (+20.37%) Land $500,000 Building $601,800
2022	$14,952.00 Homeowner's exemption	$915,340 Land $475,000 Building $440,340	$915,340 Land $475,000 Building $440,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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