Lorain County property record for 4642 Norfolk Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1972 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Aug 2026) |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-077-105-030 |
| Primary APN | 03-00-077-105-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 4642 NORFOLK AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOW VALLEY SUB#2 FRNT 0055.28 DPTH 0114.47 |
| Legal Subdivision | MEADOW VALLEY SUB 2 |
| Legal Block | 105 |
| Legal Lot Number | 46 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 97500 |
4642 Norfolk Ave is owned and occupied by an individual who bought it in August 2026.
Source: Lorain County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4642 NORFOLK AVE, LORAIN, OH 44055-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | Jan 27, 1995 · Amount on File |
| Deed Document Number | 2026106705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 6, 2026 |
| Property Address | 4642 NORFOLK AVE, LORAIN, OH 44055-3743 |
| Document Number | 0000106705 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026106705 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4642 NORFOLK AVE, LORAIN, OH 44055-3743 |
| Document Number | 0000106706, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 2026106706 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000106707, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 2026106707 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4642 NORFOLK AVE, LORAIN, OH 44055-3743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 20210807495 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-0807495 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 4642 Norfolk Ave was $1,327 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 Homeowner's exemption | $34,700 (+%) Land $10,350 Building $24,350 | $99,140 (-) Land $29,570 Building $69,570 |
| 2024 | $1,327.00 (-12.06%) | $34,699 (+18.41%) Land $10,350 Building $24,350 | $99,140 (+18.42%) Land $29,570 Building $69,570 |
| 2023 | $1,509.00 (+0.94%) | $29,303 (+0.01%) Land $6,199 Building $23,104 | $83,720 Land $17,710 Building $66,010 |
| 2022 | $1,495.00 | $29,300 Land $6,200 Building $23,100 | |
| 2021 | $83,720 Land $17,710 Building $66,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4642 Norfolk Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4642 Norfolk Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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