4642 Ford Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 4642 Ford Rd, Elba, NY 14058

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1970
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Tax Bill$2,385 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Mar 2023 Line of Credit
+ 1 more
APN183489 8.-1-48.2

Property Details

APN / Parcel Number

Primary APN183489 8.-1-48.2
Alternative APN
  • 34890080000001048002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions255 ft deep x 130 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4642 FORD RD
CityELBA
StateNY
Zip14058-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number48.002
JurisdictionGENESEE NY
Township / Civil DivisionELBA
Census Block Group1
Census Block1035
Census Tract950200

Owner

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4642 FORD RD, ELBA, NY 14058-9529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
ESL FCU
Mar 8, 2023Deed of Trust, Mortgage · Line of Credit
ESL FCU
Apr 24, 2017Deed of Trust, Mortgage · Line of Credit
EASTMAN SAVING & LOAN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address4642 FORD RD, ELBA, NY 14058-9529
Transaction TypeMortgage
Record UpdatedNov 5, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG20251232
DateOct 8, 2025
InstrumentMTG2025-1232
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address4642 FORD RD, ELBA, NY 14058-9529
Transaction TypeMortgage
Record UpdatedApr 4, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2023243
DateMar 8, 2023
InstrumentMTG2023-243
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address4642 FORD RD, ELBA, NY 14058-9529
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2017556
DateApr 24, 2017
InstrumentMTG2017-556
Lender
NameEASTMAN SAVING & LOAN FCU
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGenesee County
County SubdivisionElba Town
Unified School DistrictElba Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,385.00 (-34.3%) Homeowner's exemption Senior Citizen's exemption
2025$3,630.00$108,500 (+8.61%) Land $15,800 Building $92,700$108,500 (+8.61%) Land $15,800 Building $92,700
2023$99,900 Land $15,000 Building $84,900$99,900 Land $15,000 Building $84,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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