4642 Cedar Ridge Pl, Oceanside, CA 92056 Property Records

San Diego County property record for 4642 Cedar Ridge Pl, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,495 sqft · built 1984
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on File
Tax Bill$2,129 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN161-481-53-00

Property Details

APN / Parcel Number

Primary APN161-481-53-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,495 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area8,886 sqft (0.204 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4642 CEDAR RIDGE PL
CityOCEANSIDE
StateCA
Zip92056-2229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 268 TR 010028
Legal SubdivisionGUAJOME MESA
Legal Tract010028
Legal Block2
Legal Lot Number268
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19304

Owner

Source: San Diego County records · APN 161-481-53-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4642 CEDAR RIDGE PL, OCEANSIDE, CA 92056-2229
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2003
Deed SaleMay 01, 2003
Prior SaleSep 30, 2002
Deed Document Number2003512737
Prior Transfer DateApr 25, 2003
Prior Transfer Doc0000512737
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4642 CEDAR RIDGE PL, OCEANSIDE, CA 92056-2229
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4642 CEDAR RIDGE PL, OCEANSIDE, CA 92056-2229

Mortgage

Document Number0000421449
DateJun 07, 2021
Instrument2021-0421449
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4642 CEDAR RIDGE PL, OCEANSIDE, CA 92056-2229
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000403649
DateSep 16, 2019
Instrument2019-0403649
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$194,693 (+2%) Land $62,133 Building $132,560
2025$2,129.00 (+8.79%) Homeowner's exemption$190,876 (+4.04%) Land $60,915 Building $129,961
2023$1,957.00 (+0.31%) Homeowner's exemption$183,465 Land $58,550 Building $124,915
2022$1,951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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