4642 Cardinal Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 4642 Cardinal Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1995
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on Record
Last Sale	$181,900 (Feb 2019)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-31-05G-284`

Property Details

APN / Parcel Number

Primary APN	`41-31-05G-284`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,848 sqft (0.272 acres)
View / Lot	Cul-de-sac
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4642 CARDINAL DR
City	CINCINNATI
State	OH
Zip	45244-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON PARK C; LOT 93
Legal Subdivision	AUDUBON PARK
Legal Lot Number	93
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4642 CARDINAL DR, CINCINNATI, OH 45244-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Mar 23, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 22, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Jan 8, 2004 · Amount on Record
Deed Document Number	20193453
Deed Book / Page	2802 / 1698
Prior Transfer Date	Jun 17, 2013
Prior Transfer Doc	0000019783
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4642 CARDINAL DR, CINCINNATI, OH 45244-1144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002137
Date	Jan 21, 2021
Book Page	2866/5094
Instrument	202100002137

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 23, 2020
Property Address	4642 CARDINAL DR, CINCINNATI, OH 45244-1144
Document Number	0000007145
Book / Page	002833 / 004730
Instrument Date	Mar 9, 2020
Instrument	7145
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4642 CARDINAL DR CINCINNATI OH 452441144, CINCINNATI, OH 45244-1144

Mortgage

Document Number	7146
Date	Mar 23, 2020
Book Page	002833/004732
Instrument	7146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 22, 2019
Property Address	4642 CARDINAL DR, CINCINNATI, OH 45244-1144
Document Number	0000003453
Book / Page	2802 / 1698
Map Reference	CAB 5 PG 204&205
Instrument Date	Feb 19, 2019
Instrument	201900003453
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4642 CARDINAL DR, CINCINNATI, OH 45244-1144

Mortgage

Document Number	0000003454
Date	Feb 22, 2019
Instrument	201900003454

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (-0.2%)	$78,090 (-) Land $12,500 Building $65,590
2024	$3,938.00 (-49.29%) Homeowner's exemption	$78,090 (-) Land $12,500 Building $65,590	$223,100 (-) Land $35,700 Building $187,400
2023	$7,766.00 (+134.34%) Homeowner's exemption	$78,090 (+37.29%) Land $12,500 Building $65,590	$223,100 (+37.29%) Land $35,700 Building $187,400
2022	$3,314.00 Homeowner's exemption	$56,880 Land $9,100 Building $47,780
2020			$162,500 Land $26,000 Building $136,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cardinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures