464181 E 837 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 464181 E 837 Rd, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$476 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-03-015-024-0-033-00`

Property Details

APN / Parcel Number

Primary APN	`0000-03-015-024-0-033-00`
Alternative APN	`1419`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,318 sqft Living Area
Gross Area	1,050 sqft
1st Floor Area	1,050 sqft
Utility Area	32 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	268 sqft
Porch	Slab
Porch Area	64 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1419
Street Address	464181 E 837 RD
City	STILWELL
State	OK
Zip	74960-3197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ POINT 824'E & 800' S OF NW CORNER OF SW, THEN E 230'TO A POINT, THEN S 190', W 230', THEN N 190' TO POB.
Legal Range	24E
Legal Township	15N
Legal Section	03
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL WEST
Census Block Group	4
Census Block	4018
Census Tract	376800

Owner

464181 E 837 Rd is owned and occupied by two individuals who acquired it in November 2012.

Source: Adair County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464181 E 837 RD, STILWELL, OK 74960-3197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Sep 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2012
Deed Sale	Nov 13, 2012
Prior Sale	Sep 13, 2012 · Amount on File
Deed Document Number	20122906
Deed Book / Page	488 / 136
Prior Transfer Date	Nov 12, 2012
Prior Transfer Doc	000488/136
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	464181 E 837 RD, STILWELL, OK 74960-3197
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464181 W 837 ROAD, STILWELL, OK 74960
Investor	Possibly a Property Investor

Mortgage

Document Number	000588/603
Date	Dec 1, 2021
Book Page	588/603
Instrument	I-2021-004210

Lender

Name	ARVEST BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Nov 5, 2022

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Sep 13, 2022
Property Address	464181 E 837 RD, STILWELL, OK 74960-3197
Document Number	000599/710
Book / Page	599 / 710
Instrument Date	Sep 7, 2022
Instrument	I-2022-003075
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464181 E 837 RD, STILWELL, OK 74960-3197

Mortgage

Document Number	I2022003076
Date	Sep 13, 2022
Instrument	I-2022-003076

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 464181 E 837 Rd was $476, up 4.8% from the year before.

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Elementary School District	Rocky Mountain Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,710 (+5.01%) Land $840 Building $5,870	$55,914 (-30.44%) Land $7,000 Building $48,914
2025	$476.00 (+4.85%)	$6,390 (+5%) Land $840 Building $5,550	$80,387 (+58.5%) Land $7,000 Building $73,387
2024	$454.00	$6,086 (-) Land $840 Building $5,246	$50,717 (-) Land $7,000 Building $43,717
2023	$454.00	$6,086 Land $840 Building $5,246	$50,717 Land $7,000 Building $43,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464181 E 837 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464181 E 837 Rd is high, ranking above 84% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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