46415 Grants Ln, Elmo, MT 59915 Property Records

Lake County property record for 46415 Grants Ln, Elmo, MT 59915

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,303 sqft · built 1962
Lot Size0.241 acres (10,500 sqft)
OwnerCompany Name on Record
Last Sale$732,957 (Sep 2026)
Tax Bill$3,350 (2026)
Deeds & MortgagesSep 2026 Construction Loan
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APNR1513953

Property Details

APN / Parcel Number

Primary APNR1513953
Alternative APNs
  • 15-3467-19-1-01-06-0000
  • 0000012230

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,303 sqft Living Area
1st Floor Area1,303 sqft
Basement Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions70 ft deep x 150 ft wide
View / LotNeighborhood
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area375 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number0000012230
Street Address46415 GRANTS LN
CityELMO
StateMT
Zip59915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS19, T24 N, R21 W, TR 6 IN LT 1 H-235 ASSR#0000012230
Legal Range21W
Legal Township24N
Legal Section19
Legal SubdivisionH235
Legal Tract6
Legal Block2
Legal Lot Number1
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group2
Census Block2049
Census Tract940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address175 HUTTON RANCH RD, 103, KALISPELL, MT 59901-2142
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · Construction Mortgage
US TITLE, FLYING S TITLE AND ESCROW OF M
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 5, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2026 · Amount on Record
Deed SaleSep 1, 2026 · Amount on Record
Prior SaleMay 9, 2024 · Amount on Record
Deed Document Number2026641236
Prior Transfer DateApr 30, 2024
Prior Transfer Doc0000610705
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MT
Recording DateSep 1, 2026
Property Address46415 GRANTS LN, ELMO, MT 59915
Document Number0000641236
Instrument DateAug 27, 2026
Instrument2026641236
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyUS TITLE, FLYING S TITLE AND ESCROW OF M

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000641236,
DateSep 1, 2026
Instrument2026641236
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueMar 1, 2027
Interest
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address46415 GRANTS LN, ELMO, MT 59915
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number582760
DateNov 9, 2020
Instrument582760
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE MT
Recording DateMar 5, 2019
Property Address46415 GRANTS LN, ELMO, MT 59915
Document Number568047
Instrument DateJan 29, 2019
Instrument568047
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3923 BRAE BURN DR, 3923, EUGENE, OR 97405-4968

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 N SANS SOUCI AVE, DELAND, FL 32720-2725
InvestorPossibly a Property Investor

Mortgage

Document Number568048
DateMar 5, 2019
Instrument568048
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,350.00 (-20.77%)$905,400 (-)
2025$4,228.00 (-20.56%)$905,400 (+10.93%)$905,400 (+10.93%) Land $625,000 Building $280,400
2023$5,322.00$816,200$816,200 Land $616,500 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 79% of Montana
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMO WATER SYSTEM
tribal government · serves 220 people · EPA ID 083090024
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Western Montana CommunityTel
Fixed Wireless · Fiber in parts of the area
25 / 10
CenturyLink
DSL
10 / 1

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