Riverside County property record for 46414 Calle Raphael, Indio, CA 92201
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,573 sqft · built 2004 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2021) |
| Tax Bill | $5,531 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-410-004 |
| Primary APN | 614-410-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| Gross Area | 2,710 sqft |
| 1st Floor Area | 1,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 46414 CALLE RAPHAEL |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92201-5939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .10 ACRES IN LOT 4 MB 283/029 TR 27660 |
| Legal Subdivision | TRACT NO 27660 |
| Legal Tract | 27660 |
| Legal Lot Number | 4 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 49502 |
Source: Riverside County records · APN 614-410-004
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46414 CALLE RAPHAEL, INDIO, CA 92201-5939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage INSPIRE HOME LOANS INC |
| Apr 12, 2021 | Grant Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Feb 22, 2019 | Grant Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Feb 22, 2019 · Amount on Record |
| Deed Document Number | 2021228059 |
| Prior Transfer Date | Dec 09, 2005 |
| Prior Transfer Doc | 0001051477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 46414 CALLE RAPHAEL, INDIO, CA 92201-5939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 46414 CALLE RAPHAEL, INDIO, CA 92201-5939 |
| Investor | Possibly a Property Investor |
| Document Number | 0000228062 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0228062 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 46414 CALLE RAPHAEL, INDIO, CA 92201-5939 |
| Document Number | 0000228059 |
| Map Reference | MB 283 PG 29&30 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021-0228059 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 46414 CALLE RAPHAEL, INDIO, CA 92201-5939 |
| Investor | Possibly a Property Investor |
| Document Number | 0000228060 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0228060 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Number | 0000228061 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0228061 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 22, 2019 |
| Property Address | 46414 CALLE RAPHAEL, INDIO, CA 92201-5939 |
| Document Number | 0000061504 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 61504 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46414 CALLE RAPHAEL CHIRIACO SUMMIT CA 922015939, CHIRIACO SUMMIT, CA 92201-5939 |
| Document Number | 61505 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 61505 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,864 (+2%) Land $82,804 Building $287,060 | ||
| 2025 | $5,531.00 (+5.13%) | $362,613 (+4.04%) Land $81,181 Building $281,432 | |
| 2023 | $5,261.00 (+3.48%) | $348,534 Land $78,030 Building $270,504 | |
| 2022 | $5,084.00 | ||
| 2021 | $295,470 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: California Internet, Verizon.
Based on FCC filings for 371 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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