4641 Wilkerson Bluff Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 4641 Wilkerson Bluff Rd, Holt, FL 32564

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,620 sqft · built 1995
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on File
Last Sale$97,000 (May 2019)
Tax Bill$499 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-7514-6

Property Details

APN / Parcel Number

Primary APNC56-000-598-7514-6
Alternative APN
  • 32-3N-24-0000-0005-005A

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Heated Area
Gross Area2,408 sqft
1st Floor Area1,620 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area60,548 sqft (1.39 acres)
Lot Width407 ft Width
Patio Area788 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4641 WILKERSON BLUFF RD
CityHOLT
StateFL
Zip32564-9507
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBEG NW COR S1/2 OF SW1/4 OF SW1/4 S 406.98FT E 155.33FT TO W R/W WILKERSON BLUFF RD N2 DEG W ALG R/W 407.18FT W 134.18FT TO P
Legal Range24
Legal Township03N
Legal Section32
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2063
Census Tract20101

Owner

4641 Wilkerson Bluff Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address4641 WILKERSON BLUFF RD, HOLT, FL 32564-9507
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · FHA Mortgage
WINTRUST MORTGAGE
May 29, 2019Warranty Deed, Transfer · FHA Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 29, 2019 · Amount on File
Deed SaleMay 29, 2019 · Amount on File
Prior SaleJul 31, 2013 · Amount on File
Deed Document Number3280549
Deed Book / Page3401 / 0161
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4641 WILKERSON BLUFF RD, HOLT, FL 32564-9507
Transaction TypeMortgage
Record UpdatedAug 17, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035623742
DateJul 27, 2021
Book Page3562/3742
Instrument3474991
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2046

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 29, 2019
Property Address4641 WILKERSON BLUFF RD, HOLT, FL 32564-9507
Document Number0034010161
Book / Page3401 / 0161
Instrument DateMay 24, 2019
Instrument3280549
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$679.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address333 HADNALL CT, 333, ROSEVILLE, CA 95747-6465

Transferred To (Grantee/Buyer)

NameVerified Name
Address4641 WILKERSON BLUFF RD, HOLT, FL 32564-9507

Mortgage

Document Number0034010162
DateMay 29, 2019
Instrument3401-0162
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4641 Wilkerson Bluff Rd was $499 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499.00 Homeowner's exemption$80,824$116,276 Land $17,196 Building $99,080
2023$455.00 (+3.64%) Homeowner's exemption$76,258 (+3%)$94,116 (+17.22%) Land $14,610 Building $79,506
2022$439.00 Homeowner's exemption$74,037$80,287 Land $13,654 Building $66,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4641 Wilkerson Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4641 Wilkerson Bluff Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3
CenturyLink
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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