4641 Spencer Dr, Plano, TX 75024 Property Records

Collin County property record for 4641 Spencer Dr, Plano, TX 75024

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,318 sqft · built 1997
OwnerIndividual Name on File
Tax Bill$8,605 (2024)
Deeds & MortgagesMay 2021 Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APNR-3112-00A-0250-1

Property Details

APN / Parcel Number

Primary APNR-3112-00A-0250-1
Alternative APN
  • 2020021

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,318 sqft Living Area
Gross Area3,741 sqft
2nd Floor Area1,169 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
Pool Area360 sqft
PorchCovered Porch
Porch Area23 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2020021
Street Address4641 SPENCER DR
CityPLANO
StateTX
Zip75024-6357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionWELLINGTON AT PRESTON MEADOWS PHASE III (CPL), BLK A, LOT 25
Legal SubdivisionWELLINGTON AT PRESTON MEADOWS PHASE III
Legal Phase3
Legal BlockA
Legal Lot Number25
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group2
Census Block2006
Census Tract31674

Owner

4641 Spencer Dr is owned and occupied by an individual who acquired it in April 2021.

Source: Collin County records, as of October 23, 2025

Owner of RecordIndividual Name on File
Mailing Address4641 SPENCER DR, PLANO, TX 75024-6357
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Apr 23, 2021Warranty Deed, Transfer
REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2021
Deed SaleApr 23, 2021
Prior SaleMar 7, 2014
Deed Document Number20210423000824360
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address4641 SPENCER DR, PLANO, TX 75024-6357
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000977770
DateMay 14, 2021
Instrument20210514000977770
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateApr 23, 2021
Property Address4641 SPENCER DR, PLANO, TX 75024-6357
Document Number0000824360
Map ReferenceVOL I PG 407
Instrument DateApr 23, 2021
Instrument20210423000824360
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4641 SPENCER DR, PLANO, TX 75024-6357

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$716,905 Land $145,000 Building $571,905$716,905 Land $145,000 Building $571,905
2024$8,605.00
2023$647,869 Land $145,000 Building $502,869$647,869 Land $145,000 Building $502,869
2022$8,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4641 Spencer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4641 Spencer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Hotwire Communications.

Nearby Properties on Spencer Dr

Nearby Streets

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