4641 Saint Charles Ct, Mobile, AL 36618 Property Records

Mobile County property record for 4641 Saint Charles Ct, Mobile, AL 36618

Property Summary

Property TypeSingle Family Home
Details8 bd · 2 ba · 1,728 sqft · built 2009
Lot Size0.119 acres (5,219 sqft)
OwnerIndividual Name on File
Last Sale$137,900 (Apr 2009)
Tax Bill$934 (2023)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR022801111000002033

Property Details

APN / Parcel Number

Primary APNR022801111000002033
Alternative APNs
  • 28 01 11 1 000 002.033
  • 03530637
  • 3530637

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,219 sqft (0.119 acres)
PorchSlab
Porch Area89 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3530637
Street Address4641 SAINT CHARLES CT
CityMOBILE
StateAL
Zip36618-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 FOREST COVE UNIT 2 MBK 110/53 #SEC 11 T4S R2W #MP28 01 11 1 000
Legal Range04S
Legal Township04S
Legal Section11
Legal SubdivisionFOREST COVE
Legal Lot Number71
Legal Unit2
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1010
Census Tract3406

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4641 SAINT CHARLES CT, MOBILE, AL 36618-2062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2009 · Amount on File
Deed SaleApr 10, 2009 · Amount on File
Deed Document Number200922475
Deed Book / Page6517 / 103
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4641 SAINT CHARLES CT, MOBILE, AL 36618-2062
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060370
DateSep 14, 2021
Instrument2021060370
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$18,570 (+9.69%) Land $3,000 Building $15,570$185,700 (+9.69%) Land $30,000 Building $155,700
2023$934.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$16,930 Land $3,000 Building $13,930$169,300 Land $30,000 Building $139,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1978–2014)
Claims Outside the SFHA7 of 18
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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