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4641 Rosser Loop Dr, Bessemer, AL 35022 Property Records

Jefferson County property record for 4641 Rosser Loop Dr, Bessemer, AL 35022

Property Summary

Property TypeGarden Home
Details3 bd · 2 ba · 1,469 sqft · built 2009
OwnerIndividual Name on Record
Last Sale$246,000 (May 2022)
Tax Bill$2,562 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN38-00-30-4-000-020.041

Property Details

APN / Parcel Number

Primary APN38-00-30-4-000-020.041
Alternative APNs
  • 38304000020041RR00
  • 80960

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,469 sqft Living Area
Gross Area2,161 sqft
1st Floor Area1,469 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Dimensions177 ft deep x 85.4 ft wide
Garage TypeAttached
Garage Area517 sqft
PorchPorch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80960
Old Parcel Number38304000020041RR00
Street Address4641 ROSSER LOOP DR
CityBESSEMER
StateAL
Zip35022-6177
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Garden Home
Local Zoning CodeRG
Legal DescriptionLOT 160 ROSSER COVE PHASE 4 43/43
Legal Range04W
Legal Township19S
Legal Section30
Legal QuarterSE
Legal SubdivisionROSSER COVE PHASE 4
Legal Phase4
Legal Lot Number160
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1019
Census Tract14105

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4641 ROSSER LOOP DR, BESSEMER, AL 35022-6177
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
METRO CITY BANK
May 12, 2020Warranty Deed, Transfer · Conventional with PMI
PHENIX-GIRARD BK
Nov 2, 2017Warranty Deed, Transfer · FHA Mortgage
BANCORPSOUTH
Sep 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleMay 12, 2020 · Amount on Record
Deed Document Number2022059157
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMay 27, 2022
Property Address4641 ROSSER LOOP DR, BESSEMER, AL 35022-6177
Document Number0000059157
Instrument DateMay 26, 2022
Instrument2022059157
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4641 ROSSER LOOP DR, BESSEMER, AL 35022-6177

Mortgage

Document Number0000059158
DateMay 27, 2022
Instrument2022059158
Lender
NameMETRO CITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 1, 2020

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMay 12, 2020
Property Address4641 ROSSER LOOP DR, BESSEMER, AL 35022-6177
Document Number0000046533
Instrument DateMay 8, 2020
Instrument46533
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4641 ROSSER LOOP DR BESSEMER AL 350226177, BESSEMER, AL 35022-6177

Mortgage

Document Number46534
DateMay 12, 2020
Instrument46534
Lender
NamePHENIX-GIRARD BK
TypeBank
AddressPHENIX CITY, AL 36867
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateNov 2, 2017
Property Address4641 ROSSER LOOP DR, BESSEMER, AL 35022-6177
Document Number0000113839
Instrument DateNov 2, 2017
Instrument113839
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5832 SUMMER PLACE PKWY HOOVER AL 352446006, HOOVER, AL 35244-6006

Mortgage

Document Number113840
DateNov 2, 2017
Instrument113840
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON AL
Recording DateSep 27, 2017
Property Address4641 ROSSER LOOP DR, BESSEMER, AL 35022-6177
Document Number0000100101
Instrument DateAug 9, 2017
Instrument100101
Transaction TypeTransfer
Record UpdatedOct 3, 2017

Transaction

AmountAmount Recorded
Tax$71.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4641 ROSSER LOOP DR BESSEMER AL 350226177, BESSEMER, AL 35022-6177

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00 (+157.75%)$51,140 (+3.27%)$255,700 (+3.27%) Land $90,000 Building $165,700
2023$49,520 Land $18,000 Building $31,520$247,600 Land $90,000 Building $157,600
2022$994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1983–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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