4641 Mitchell Rd, Land O Lakes, FL 34638 Property Records

Pasco County property record for 4641 Mitchell Rd, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,342 sqft · built 2019
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Dec 2017)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-18-0000-0A411-3000`

Property Details

APN / Parcel Number

Primary APN	`15-26-18-0000-0A411-3000`
Alternative APNs	`18261500000A4113000` `0992205`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	312 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	412 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4641 MITCHELL RD
City	LAND O LAKES
State	FL
Zip	34638-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	COM NE COR SEC TH SOUTH ALG EAST BDY 1527.54 FT FOR POB TH CONT SOUTH 300 FT TH WEST 190 FT TH NORTH 300 FT TH EAST 190 FT TO POB EXC NORTH 30 FT & EXC EAST 10 FT FOR RD R/W & LESS POR DESC IN MB 4 PG 208
Legal Range	18E
Legal Township	26S
Legal Section	15
Legal Subdivision	ACREAGE
Legal Block	A411
Legal Lot Number	3
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1002
Census Tract	31604

Owner

Source: Pasco County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Mar 7, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2019	Loan Modification, Mortgage HANCOCK WHITNEY BK
Mar 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HANCOCK BK/AL
Dec 14, 2017	Grant Deed, Transfer DEPENDABLE TITLE SERVICES/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Aug 27, 2014
Deed Document Number	2017197811
Deed Book / Page	9649 / 1522
Last Transfer Date	Feb 15, 2023
Transfer Doc	0000038918
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567

Mortgage

Document Number	0107652024
Date	Feb 9, 2023
Book Page	10765/2024
Instrument	2023024624

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Mar 7, 2023
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Document Number	0107763351
Book / Page	10776 / 3351
Instrument Date	Feb 15, 2023
Instrument	2023038918
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100541699
Date	Feb 18, 2020
Book Page	10054/1699
Instrument	2020026889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567

Mortgage

Document Number	0101983614
Date	Oct 19, 2020
Book Page	10198/3614
Instrument	2020174916

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Document Number	0099043335
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4641 MITCHELL RD LAND O LAKES FL 346387567, LAND O LAKES, FL 34638-7567

Mortgage

Document Number	0099043335
Date	May 13, 2019
Book Page	009904/003335
Instrument	80500

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PASCO FL
Recording Date	Mar 29, 2018
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Document Number	0097002097
Book / Page	009700 / 002097
Instrument Date	Mar 28, 2018
Instrument	52692
Transaction Type	Construction Loan
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3271 FOX LAKE DR TAMPA FL 336181432, TAMPA, FL 33618-1432

Mortgage

Document Number	97002097
Date	Mar 29, 2018
Book Page	009700/002097
Instrument	52692

Lender

Name	HANCOCK BK/AL
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Dec 14, 2017
Property Address	4641 MITCHELL RD, LAND O LAKES, FL 34638-7567
Document Number	0096491522
Book / Page	009649 / 001522
Instrument Date	Dec 14, 2017
Instrument	197811
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	DEPENDABLE TITLE SERVICES/FL INC

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3271 FOX LAKE DR TAMPA FL 336181432, TAMPA, FL 33618-1432

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,930 (+2.9%)	$336,887 (-1.76%) Land $57,747 Building $279,140
2025	$3,160.00 (+2.6%) Homeowner's exemption	$216,650 (+5.98%) Land $57,747 Building $158,903	$342,937 (+%) Land $57,747 Building $285,190
2024	$3,080.00 (+4.02%)
2023	$2,961.00 (+11.53%) Additional exemption filed	$204,420 (+3%) Land $57,747 Building $146,673	$342,922 (+8.43%) Land $57,747 Building $285,175
2022	$2,655.00 Homeowner's exemption	$198,470 Land $57,747 Building $140,723	$316,269 Land $57,747 Building $258,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (1988–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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