4641 Lowe Rd, Louisville, KY 40220 Property Records

Louisville/Jefferson County Metro Government property record for 4641 Lowe Rd, Louisville, KY 40220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,058 sqft · built 1956
Lot Size	0.449 acres (19,558 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22050800990000`

Property Details

APN / Parcel Number

Primary APN	`22050800990000`
Alternative APNs	`050800990000` `00112442`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,058 sqft Finished Area
Basement Area	1,247 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,558 sqft (0.449 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	562 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00112442
Street Address	4641 LOWE RD
City	LOUISVILLE
State	KY
Zip	40220-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	0.449 AC+- L C OWINGS EST
Legal Subdivision	OWINGS EST
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	3
Census Block	3038
Census Tract	10702

Owner

4641 Lowe Rd is owned and occupied by two individuals who acquired it in July 2009.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4641 LOWE RD, LOUISVILLE, KY 40220-1531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit STOCKYARD BK&TR
May 12, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2009
Transfer Doc	0094410312
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4641 LOWE RD, LOUISVILLE, KY 40220-1531
Document Number	0164750018
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4641 LOWE RD LOUISVILLE KY 402201531, LOUISVILLE, KY 40220-1531

Mortgage

Document Number	0164750018
Date	Apr 14, 2020
Book Page	016475/000018
Instrument	77241

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 13, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4641 LOWE RD, LOUISVILLE, KY 40220-1531
Document Number	0158870608
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4641 LOWE RD LOUISVILLE KY 402201531, LOUISVILLE, KY 40220-1531

Mortgage

Document Number	0158870608
Date	Mar 21, 2019
Book Page	015887/000608
Instrument	61445

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 12, 2017
Property Address	4641 LOWE RD, LOUISVILLE, KY 40220-1531
Document Number	0108860095
Book / Page	010886 / 000095
Instrument Date	Apr 28, 2017
Instrument	110947
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4641 LOWE RD LOUISVILLE KY 402201531, LOUISVILLE, KY 40220-1531

Mortgage

Document Number	150530788
Date	May 12, 2017
Book Page	015053/000788
Instrument	110948

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4641 Lowe Rd was $4,378.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00	$383,740 Land $58,800 Building $324,940
2024			$383,740 (+43.44%) Land $58,800 Building $324,940
2023	$3,124.00 (+1.4%)	$267,530 (-) Land $49,000 Building $218,530	$267,530 (-) Land $49,000 Building $218,530
2022	$3,081.00	$267,530 Land $49,000 Building $218,530	$267,530 Land $49,000 Building $218,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4641 Lowe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4641 Lowe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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