4641 Laver Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 4641 Laver Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,413 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (May 2022)
Tax Bill	$1,996 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-426-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-426-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Finished Basement	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Terrain	Low
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4641 LAVER DR
City	WILMINGTON
State	NC
Zip	28409-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 127 TARIN WOODS PHASE 5
Legal Subdivision	TRAIN WOODS SUBDIVISION
Legal Phase	5
Legal Block	3
Legal Lot Number	127
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1035
Census Tract	12109

Owner

4641 Laver Dr is owned and occupied by an individual who bought it in May 2022.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4641 LAVER DR, WILMINGTON, NC 28409-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCITE CU
May 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	202217400
Deed Book / Page	6562 / 2188
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4641 LAVER DR, WILMINGTON, NC 28409-4530
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00646301648
Date	Jun 24, 2021
Book Page	6463/1648
Instrument	2021031480

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 5, 2022
Property Address	4641 LAVER DR, WILMINGTON, NC 28409-4530
Document Number	00656202188
Book / Page	6562 / 2188
Map Reference	MB 60 PG 59&60
Instrument Date	Apr 28, 2022
Instrument	2022017400
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 WHISPERING DOE DR, 1008, WILMINGTON, NC 28409-3033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 LAVER DR, WILMINGTON, NC 28409-4530

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,000 (-9.05%) Land $129,700 Building $457,300	$587,000 (-9.05%) Land $129,700 Building $457,300
2025		$645,400 Land $129,700 Building $515,700	$645,400 Land $129,700 Building $515,700
2024	$1,996.00
2023		$372,400 Land $84,800 Building $287,600	$372,400 Land $84,800 Building $287,600
2022	$2,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4641 Laver Dr in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4641 Laver Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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